7258 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 7258 89th Rd, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,395 sqft · built 2000
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,000 (Jun 2023)
Tax Bill	$2,337 (2024)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`16-02S-14E-02133-002010`

Property Details

APN / Parcel Number

Primary APN	`16-02S-14E-02133-002010`
Alternative APN	`02133002010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,395 sqft Living Area
1st Floor Area	2,395 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	106,286 sqft (2.44 acres)
Patio Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7258 89TH RD
City	LIVE OAK
State	FL
Zip	32060-7416
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 2.44 ACRES FOR PT OF REF COMM AT THE SE COR OF SAID N1/2 OF THE SW1/4 OF NW1/4 OF NW1/4 AND RUN THENCE N 01 DEG 23'36 W 213.94 FT TO THE POB THENCE RUN S 80 DEG 30'15 W 675.83 FT TO THE WEST LINE OF SEC 16 THENCE RUN N 01 DEG 27'53 W ALONG SAID W
Legal Range	14E
Legal Township	02S
Legal Section	16
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1018
Census Tract	970100

Owner

Source: Suwannee County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7258 89TH RD, LIVE OAK, FL 32060-7416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Jun 12, 2023	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Aug 27, 2020	Deed of Trust, Mortgage GLORIA GRAY THOMAS
Jan 17, 2020	Loan Modification, Mortgage GLORIA G THOMAS
Jan 4, 2019	Warranty Deed, Transfer GLORIA G THOMAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	2023267364
Deed Book / Page	2446 / 313
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	7258 89TH RD, LIVE OAK, FL 32060-7416
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7258 89TH RD L, L, LIVE OAK, FL 32060-7416

Mortgage

Document Number	0000267366
Date	Jun 12, 2023
Book Page	2446/336
Instrument	2023267366

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 12, 2023
Property Address	7258 89TH RD, LIVE OAK, FL 32060-7416
Document Number	0000267364
Book / Page	2446 / 313
Instrument Date	Jun 8, 2023
Instrument	2023267364
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	HILL LAW & TITLE PLLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8142 COUNTY ROAD 136, LIVE OAK, FL 32060-7437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7258 89TH RD, LIVE OAK, FL 32060-7416

Mortgage

Document Number	0000267365
Date	Jun 12, 2023
Book Page	2446/315
Instrument	2023267365

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	7258 89TH RD, LIVE OAK, FL 32060-7416
Document Number	0000229185
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8142 COUNTY ROAD 136 LIVE OAK FL 320607437, LIVE OAK, FL 32060-7437

Mortgage

Document Number	0000229185
Date	Aug 28, 2020
Book Page	002207/000444
Instrument	229185

Lender

Name	GLORIA GRAY THOMAS
Address	7602 FAWN LAKE DR N, JACKSONVILLE, FL 32256-3679

Agreement

Amount	Amount Recorded

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUWANNEE FL
Property Address	7258 89TH RD, LIVE OAK, FL 32060-7416
Document Number	0000222576
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000222576
Date	Jan 22, 2020
Book Page	002165/000036
Instrument	222576

Lender

Name	GLORIA G THOMAS
Address	7602 FAWN LAKE DR N, JACKSONVILLE, FL 32256-3679

Agreement

Term	12 Months
Due	Jan 21, 2021

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 4, 2019
Property Address	7258 89TH RD, LIVE OAK, FL 32060-7416
Document Number	0000210635
Book / Page	002093 / 000296
Instrument Date	Jan 4, 2019
Instrument	210635
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$349.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8142 COUNTY ROAD 136 LIVE OAK FL 320607437, LIVE OAK, FL 32060-7437

Mortgage

Document Number	210636
Date	Jan 4, 2019
Book Page	002093/000298
Instrument	210636

Lender

Name	GLORIA G THOMAS
Address	7602 FAWN LAKE DR N, JACKSONVILLE, FL 32256-3679

Agreement

Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,348 (+167.25%) Land $24,400 Building $119,948	$144,348 (+167.25%) Land $24,400 Building $119,948
2024	$2,337.00 (+103.39%)
2023	$1,149.00 (+5.32%)	$54,013 (+3.25%) Land $24,400 Building $29,613	$54,013 (+3.25%) Land $24,400 Building $29,613
2022	$1,091.00	$52,312	$52,312 Land $24,400 Building $27,912

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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