7237 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 7237 89th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,825 sqft · built 1983
Lot Size	10.5 acres (457,380 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2020)
Tax Bill	$2,827 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-02S-14E-02149-000000`

Property Details

APN / Parcel Number

Primary APN	`17-02S-14E-02149-000000`
Alternative APN	`02149000000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,825 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	457,380 sqft (10.5 acres)
Garage Area	483 sqft
Patio Area	371 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7237 89TH RD
City	LIVE OAK
State	FL
Zip	32060-7418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 10.50 ACRES THE E 826.65 FT OF N 557 FT OF N1/2 OF NE1/4 OF ORB 2219 P 257-58 WD YR 2021
Legal Range	14E
Legal Township	02S
Legal Section	17
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1031
Census Tract	970100

Owner

Source: Suwannee County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7237 89TH RD, LIVE OAK, FL 32060-7418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit GUARDIANS CREDIT UNION
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage RANLIFE HOME LOANS
Oct 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	2020230909
Deed Book / Page	2219 / 257
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	0000230830
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Recording Date	Apr 16, 2026
Property Address	7237 89TH RD, LIVE OAK, FL 32060-7418
Document Number	0000004044
Book / Page	2690 / 255
Instrument Date	Mar 26, 2026
Instrument	20264044
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 89TH RD, LIVE OAK, FL 32060-7418

Mortgage

Document Number	0000004044,
Date	Apr 16, 2026
Book Page	2690/255
Instrument	20264044

Lender

Name	GUARDIANS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 20, 2020
Property Address	7237 89TH RD, LIVE OAK, FL 32060-7418
Document Number	0000230909
Book / Page	2219 / 257
Instrument Date	Oct 20, 2020
Instrument	2020230909
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	LAKE CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11635 131ST ST, 11635, LARGO, FL 33774-4739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 89TH RD, LIVE OAK, FL 32060-7418

Mortgage

Document Number	0000000259
Date	Oct 20, 2020
Instrument	2219/259

Lender

Name	RANLIFE HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 16, 2020
Property Address	7237 89TH RD, LIVE OAK, FL 32060-7418
Document Number	0000230830
Book / Page	002219 / 000006
Instrument Date	Oct 16, 2020
Instrument	230830
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 89TH RD LIVE OAK FL 320607418, LIVE OAK, FL 32060-7418

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jun 11, 2019
Property Address	7237 89TH RD, LIVE OAK, FL 32060-7418
Document Number	0000215776
Book / Page	2122 / 0400
Instrument Date	Jun 10, 2019
Instrument	2019215776
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	LAKE CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7983 182ND PL, 7983, MC ALPIN, FL 32062-2739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7237 89TH RD, LIVE OAK, FL 32060-7418

Mortgage

Document Number	0000000402
Date	Jun 11, 2019
Instrument	2122-0402

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$337,492 (+67.47%) Land $78,645 Building $258,847	$337,492 (+16.83%) Land $78,645 Building $258,847
2024	$2,827.00 (+2.58%)
2023	$2,756.00 (+2.8%) Homeowner's exemption	$201,525 (+3%)	$288,867 (+27.57%) Land $67,200 Building $221,667
2022	$2,681.00 Homeowner's exemption	$195,655	$226,436 Land $58,800 Building $167,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (1998–2012)
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 3 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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