Clay County property record for 725 Westgate Cir, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1989 |
| Lot Size | 0.4 acres (17,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Oct 2026) |
| Tax Bill | $5,994 (2026) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.780.0530 |
| Primary APN | 56.780.0530 |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 17,360 sqft (0.4 acres) |
| Street Address | 725 WESTGATE CIR |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WESTGATE 3RD ADD SUBDIVISIONCD 56780 LOT 18 4 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 02 |
| Legal Subdivision | WESTGATE 3RD ADD |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 30201 |
Source: Clay County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 725 WESTGATE CIR, HAWLEY, MN 56549-4418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STARION FINANCIAL |
| Aug 23, 2019 | Deed of Trust, Mortgage TOWN & CNTRY CU |
| Sep 24, 2019 | Grant Deed, Transfer · Conventional with PMI TOWN & CNTRY CU |
| Jan 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2026 · Amount on Record |
| Deed Sale | Oct 5, 2026 · Amount on Record |
| Prior Sale | Sep 24, 2019 · Amount on Record |
| Deed Document Number | 20264212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Oct 5, 2026 |
| Property Address | 725 WESTGATE CIR, HAWLEY, MN 56549-4418 |
| Document Number | 0000004212 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 20264212 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138,319.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 725 WESTGATE CIR, HAWLEY, MN 56549-4418 |
| Document Number | 0000004213, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 20264213 |
| Name | GRANITE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 725 WESTGATE CIR, HAWLEY, MN 56549-4418 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000T03863 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | T03863 |
| Name | STARION FINANCIAL |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 725 WESTGATE CIR, HAWLEY, MN 56549-4418 |
| Document Number | 0000003643 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | MINNESOTA TITLE AND CLOSING COMPANY, MINNESOTA TITLE & CLOSING CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 725 WESTGATE CIR HAWLEY MN 565494418, HAWLEY, MN 56549-4418 |
| Document Number | 0000003643 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 3643 |
| Name | TOWN & CNTRY CU |
|---|---|
| Type | Credit Union |
| Address | FARGO, ND 58104 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 23, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 24, 2019 |
| Property Address | 725 WESTGATE CIR, HAWLEY, MN 56549-4418 |
| Document Number | 0000003642 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 3642 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | MINNESOTA TITLE AND CLOSING COMPANY, MINNESOTA TITLE & CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,064.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 725 WESTGATE CIR HAWLEY MN 565494418, HAWLEY, MN 56549-4418 |
| Document Number | 3643 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 3643 |
| Name | TOWN & CNTRY CU |
|---|---|
| Type | Credit Union |
| Address | FARGO, ND 58104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 23, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jan 25, 2018 |
| Property Address | 725 WESTGATE CIR, HAWLEY, MN 56549-4418 |
| Document Number | 0000003545 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 3545 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 272 HAWLEY MN 565490272, HAWLEY, MN 56549-0272 |
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,994.00 (+1.39%) Homeowner's exemption | $425,900 (-1.02%) Land $33,700 Building $392,200 | $425,900 (-1.02%) Land $33,700 Building $392,200 |
| 2025 | $430,300 (+6.46%) Land $33,700 Building $396,600 | $430,300 (+6.46%) Land $33,700 Building $396,600 | |
| 2023 | $5,912.00 Homeowner's exemption | $404,200 Land $33,700 Building $370,500 | $404,200 Land $33,700 Building $370,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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