717 Westgate Cir, Hawley, MN 56549 Property Records

Clay County property record for 717 Westgate Cir, Hawley, MN 56549

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1985
Lot Size0.33 acres (14,495 sqft)
Owner2 Individual Names on Record
Last Sale$199,900 (Sep 2018)
Tax Bill$3,876 (2026)
Deeds & MortgagesJul 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN56.780.0550

Property Details

APN / Parcel Number

Primary APN56.780.0550

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area14,495 sqft (0.33 acres)

Location & Zoning

Street Address717 WESTGATE CIR
CityHAWLEY
StateMN
Zip56549-4418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME WESTGATE 3RD ADD SUBDIVISIONCD 56780 LOT 20 4 HAWLEY CITY
Legal Range45
Legal Township139
Legal Section02
Legal SubdivisionWESTGATE 3RD ADD
Legal Block4
Legal Lot Number20
JurisdictionCLAY MN
Township / Civil DivisionHAWLEY
Census Block Group1
Census Block1056
Census Tract30201

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address717 WESTGATE CIR, HAWLEY, MN 56549-4418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
GATE CITY BK
Sep 4, 2018Warranty Deed, Transfer · Conventional with PMI
GATE CITY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2018 · Amount on Record
Deed SaleSep 4, 2018 · Amount on Record
Prior SaleJul 14, 2010 · Amount on Record
Deed Document Number20183573
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address717 WESTGATE CIR, HAWLEY, MN 56549-4418
Document Number0000003744
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyTHE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address717 WESTGATE CIR HAWLEY MN 565494418, HAWLEY, MN 56549-4418

Mortgage

Document Number0000003744
DateAug 5, 2020
Instrument3744
Lender
NameGATE CITY BK
TypeBank
AddressFARGO, ND 58102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 4, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateSep 4, 2018
Property Address717 WESTGATE CIR, HAWLEY, MN 56549-4418
Document Number0000003573
Instrument DateAug 31, 2018
Instrument3573
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanyTRN ABSTRACT AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$659.67
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address717 WESTGATE CIR HAWLEY MN 565494418, HAWLEY, MN 56549-4418

Mortgage

Document Number3574
DateSep 4, 2018
Instrument3574
Lender
NameGATE CITY BK
TypeBank
AddressFARGO, ND 58102
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 3, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityHawley City
Unified School DistrictHawley Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,876.00 (+13.8%) Homeowner's exemption$288,000 (-1%) Land $30,100 Building $257,900$288,000 (-1%) Land $30,100 Building $257,900
2025$290,900 (+18.83%) Land $30,100 Building $260,800$290,900 (+18.83%) Land $30,100 Building $260,800
2023$3,406.00 Homeowner's exemption$244,800 Land $30,100 Building $214,700$244,800 Land $30,100 Building $214,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimJun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHawley
serves 2,267 people · EPA ID MN1140006
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Arvig
Fiber · Cable
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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