Essex County and Montclair Township property record for 725 Valley Rd, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1949 |
| Lot Size | 0.132 acres (5,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jan 2018) |
| Tax Bill | $17,274 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01803-0000-00022 |
| Primary APN | 13-01803-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Stucco |
| Lot Area | 5,751 sqft (0.132 acres) |
| Lot Dimensions | 81 ft deep x 71 ft wide |
| Old Parcel Number | 130180300022 |
|---|---|
| Street Address | 725 VALLEY RD |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 71X81 IRR |
| Legal Block | 1803 |
| Legal Lot Number | 22 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 16100 |
725 Valley Rd is owned and occupied by an individual who bought it in January 2018.
Source: Essex County and Montclair Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 725 VALLEY RD, MONTCLAIR, NJ 07043-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Jan 31, 2018 | Grant Deed, Transfer · Conventional Mortgage CITIBANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on File |
| Deed Sale | Jan 31, 2018 · Amount on File |
| Prior Sale | Jan 31, 1996 · Amount on File |
| Deed Document Number | 20189109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 725 VALLEY RD, MONTCLAIR, NJ 07043-1525 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000106403 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020106403 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 31, 2018 |
| Property Address | 725 VALLEY RD, MONTCLAIR, NJ 07043-1525 |
| Document Number | 0000009109 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 9109 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 725 VALLEY RD MONTCLAIR NJ 070431525, MONTCLAIR, NJ 07043-1525 |
| Document Number | 9110 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 9110 |
| Name | CITIBANK FSB |
|---|---|
| Type | Bank |
| Address | OFALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2048 |
The 2025 property tax bill for 725 Valley Rd was $17,274, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $491,300 (-) Land $341,500 Building $149,800 | $491,300 (-) Land $341,500 Building $149,800 | |
| 2025 | $17,274.00 (+3.33%) | $491,300 Land $341,500 Building $149,800 | $491,300 Land $341,500 Building $149,800 |
| 2024 | $16,718.00 | ||
| 2023 | $491,300 Land $341,500 Building $149,800 | $491,300 Land $341,500 Building $149,800 | |
| 2022 | $16,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 725 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2023) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 725 Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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