720 Valley Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 720 Valley Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,130 sqft · built 1899
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Sep 2024)
Tax Bill	$16,479 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-01802-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`13-01802-0000-00003`
Alternative APN	`130180200003`

Interior

Stories	2 Stories
Building Area	2,130 sqft Living Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Construction Type	Frame
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130180200003
Street Address	720 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07043-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X138 IRR
Legal Block	1802
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3006
Census Tract	16100

Owner

Source: Essex County and Montclair Township records · APN 13-01802-0000-00003

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 VALLEY RD, MONTCLAIR, NJ 07043-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2024 · Amount on Record
Deed Sale	Sep 25, 2024 · Amount on Record
Prior Sale	Jan 29, 1998 · Amount on Record
Deed Document Number	202456456
Prior Transfer Date	Jun 26, 1989
Prior Transfer Doc	5086000209
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	720 VALLEY RD, MONTCLAIR, NJ 07043-1433
Document Number	0000109355
Instrument Date	Dec 02, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 VALLEY RD MONTCLAIR NJ 070431433, MONTCLAIR, NJ 07043-1433

Mortgage

Document Number	0000109355
Date	Dec 15, 2017
Instrument	109355

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,700 (-) Land $302,300 Building $166,400	$468,700 (-) Land $302,300 Building $166,400
2025	$16,479.00 (+5.74%)	$468,700 (+3.69%) Land $302,300 Building $166,400	$468,700 (+3.69%) Land $302,300 Building $166,400
2024	$15,585.00 (+4.87%)
2023		$452,000 Land $302,300 Building $149,700	$452,000 Land $302,300 Building $149,700
2022	$14,861.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1999–2022)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Apr 2022 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 485 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.