725 N Ridgewood Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 725 N Ridgewood Ave, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1975
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Oct 2000)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3242-05-17-0040`

Property Details

APN / Parcel Number

Primary APN	`3242-05-17-0040`
Alternative APNs	`32134205170040` `42133205170040` `2996692.0` `2996692`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,568 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	188 sqft
Deck Area	72 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2996692
Street Address	725 N RIDGEWOOD AVE
City	ORMOND BEACH
State	FL
Zip	32174-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-32-42 S 8.5 FT OF LOT 5 & LOT 4 & N 12.5 FT OF LOT 3 BLK 17 DAYTONA SHORES SEC 2 MB 10 PG 112 PER OR 4602 PGS 3199-3200 PER OR 6060 PG 2243
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	DAYTONA SHORES
Legal Tract	05
Legal Block	17
Legal Lot Number	5,4,3
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1022
Census Tract	80700

Owner

Source: Volusia County records · APN 3242-05-17-0040

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	725 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2000 · Amount on Record
Deed Sale	Oct 13, 2000 · Amount on Record
Prior Sale	Jul 15, 1992 · Amount on Record
Deed Book / Page	4602 / 3199
Last Transfer Date	Apr 25, 2007
Transfer Doc	0060602243
Record Updated	Jun 08, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	725 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Document Number	0076012514
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 09, 2018
Title Company	CORELOGIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 N RIDGEWOOD AVE ORMOND BEACH FL 321744628, ORMOND BEACH, FL 32174-4628

Mortgage

Document Number	0076012514
Date	Sep 25, 2018
Book Page	007601/002514
Instrument	193171

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,841 (+2.7%)	$231,967 (-0.3%) Land $50,400 Building $181,567
2025	$1,326.00 (+8.6%) Homeowner's exemption	$123,507 (+5.99%)	$232,655 (-10.74%) Land $50,400 Building $182,255
2023	$1,221.00 (+4.27%) Homeowner's exemption	$116,532 (+3%)	$260,639 (+16.37%) Land $50,400 Building $210,239
2022	$1,171.00 Homeowner's exemption	$113,138	$223,965 Land $46,800 Building $177,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	46 (1979–2024)
Claims Outside the SFHA	38 of 46
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 4 claims Hurricane Frances, Sep 2004 · 8 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 371 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORMOND BEACH serves 59,744 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.