715 N Ridgewood Ave, Ormond Beach, FL 32174 Property Records

Volusia County property record for 715 N Ridgewood Ave, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1974
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jun 2021)
Tax Bill	$2,510 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3242-05-17-0030`

Property Details

APN / Parcel Number

Primary APN	`3242-05-17-0030`
Alternative APNs	`32134205170030` `42133205170030` `2996684.0` `2996684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,675 sqft Living Area
Gross Area	2,204 sqft
1st Floor Area	1,675 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1987
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	185 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2996684
Street Address	715 N RIDGEWOOD AVE
City	ORMOND BEACH
State	FL
Zip	32174-4628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-32-42 S 46.5 FT OF LOT 3 & N 33.5 FT OF LOT 2 BLK 17DAYTONA SHRS SEC 2 MB 10 PG 112 PER OR 4648 PGS 3920-3921 PER OR 5506 PG 2470-2472 PER OR 7367 PG 1093 PER OR 8520 PG 4665
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	DAYTONA SHRS
Legal Tract	05
Legal Block	17
Legal Lot Number	3,2
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	1
Census Block	1022
Census Tract	80700

Owner

Source: Volusia County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Feb 22, 2024	Intrafamily Transfer, Transfer
Dec 10, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2017	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2021129526
Deed Book / Page	8059 / 324
Last Transfer Date	Feb 13, 2024
Transfer Doc	0085204665
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	SMART TITLE SERVICES, SMARTTITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Investor	Possibly a Property Investor

Mortgage

Document Number	0088310920
Date	Mar 25, 2026
Book Page	8831/920
Instrument	2026053062

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	SMART TITLE SERVICES, SMARTTITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Investor	Possibly a Property Investor

Mortgage

Document Number	0086194947
Date	Oct 16, 2024
Book Page	8619/4947
Instrument	2024198392

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Feb 22, 2024
Property Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Document Number	0085204665
Book / Page	8520 / 4665
Map Reference	MB 10 PG 112
Instrument Date	Feb 13, 2024
Instrument	2024034583
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077851329
Date	Dec 10, 2019
Book Page	7785/1329
Instrument	2019-241877

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jun 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628

Mortgage

Document Number	0079474143
Date	Nov 24, 2020
Book Page	7947/4143
Instrument	2020-228890

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Mar 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 1, 2017
Property Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628
Document Number	0073671093
Book / Page	7367 / 1093
Map Reference	MB10 PG112
Instrument Date	Feb 28, 2017
Instrument	2017-041905
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ADAMS CAMERON TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3581 RED BARN LN, 3581, ORMOND BEACH, FL 32174-7948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 N RIDGEWOOD AVE, ORMOND BEACH, FL 32174-4628

Mortgage

Document Number	2017041906
Date	Mar 1, 2017
Instrument	2017-041906

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,146 (+2.7%)	$273,576 (+1.1%) Land $50,400 Building $223,176
2025	$2,510.00 (+7.45%) Homeowner's exemption	$195,858 (+5.99%)	$270,604 (-13.04%) Land $50,400 Building $220,204
2023	$2,336.00 (+3.5%) Homeowner's exemption	$184,796 (+3%)	$311,195 (+16.67%) Land $50,400 Building $260,795
2022	$2,257.00 Homeowner's exemption	$179,414	$266,741 Land $46,800 Building $219,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	46 (1979–2024)
Claims Outside the SFHA	38 of 46
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 4 claims Hurricane Frances, Sep 2004 · 8 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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