725 Middle Cove Dr, Plano, TX 75023 Property Records

Collin County property record for 725 Middle Cove Dr, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,529 sqft · built 1982
Owner	Individual Name on File
Tax Bill	$3,971 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0604-003-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-0604-003-0160-1`
Alternative APN	`351540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,529 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	351540
Street Address	725 MIDDLE COVE DR
City	PLANO
State	TX
Zip	75023-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	TOWN WEST THREE (CPL), BLK 3, LOT 16
Legal Subdivision	TOWN WEST THREE (CPL)
Legal Tract	1
Legal Block	3
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2003
Census Tract	31611

Owner

725 Middle Cove Dr is owned and occupied by an individual who acquired it in July 2024.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	725 MIDDLE COVE DR, PLANO, TX 75023-4805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 26, 2019	Deed of Trust, Mortgage SOUTHWEST FNDG
Nov 25, 2016	Deed of Trust, Mortgage TEXAS BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024
Deed Sale	Jul 10, 2024
Prior Sale	Apr 27, 2004
Deed Document Number	2024000083302
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	725 MIDDLE COVE DR, PLANO, TX 75023-4805
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001983860
Date	Sep 29, 2021
Instrument	20210929001983860

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	725 MIDDLE COVE DR, PLANO, TX 75023-4805
Document Number	0001553920
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	725 MIDDLE COVE DR PLANO TX 750234805, PLANO, TX 75023-4805

Mortgage

Document Number	0001553920
Date	Dec 6, 2019
Instrument	1553920

Lender

Name	SOUTHWEST FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75240

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	725 MIDDLE COVE DR, PLANO, TX 75023-4805
Document Number	0000001540
Instrument Date	Nov 25, 2016
Transaction Type	Mortgage
Record Updated	Jan 19, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	725 MIDDLE COVE DR PLANO TX 750234805, PLANO, TX 75023-4805

Mortgage

Document Number	0000001540
Date	Jan 3, 2017
Instrument	1540

Lender

Name	TEXAS BK MTG
Address	FORT WORTH, TX 76109

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 2, 2032

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$341,149 Land $90,000 Building $251,149	$341,149 Land $90,000 Building $251,149
2024	$3,971.00
2023		$333,231 Land $90,000 Building $243,231	$333,231 Land $90,000 Building $243,231
2022	$4,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 725 Middle Cove Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 725 Middle Cove Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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