720 Middle Cove Dr, Plano, TX 75023 Property Records

Collin County property record for 720 Middle Cove Dr, Plano, TX 75023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1983
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,100 (May 2015)
Tax Bill	$620 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-0604-004-0080-1`

Property Details

APN / Parcel Number

Primary APN	`R-0604-004-0080-1`
Alternative APNs	`000000351586` `351586`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,453 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	720 MIDDLE COVE DR
City	PLANO
State	TX
Zip	75023-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	TOWN WEST THREE, BLK 4, LOT 8
Legal Subdivision	TOWN WEST THREE (CPL)
Legal Block	4
Legal Lot Number	8
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2010
Census Tract	31611

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 MIDDLE COVE DR, PLANO, TX 75023-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 19, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2015 · Amount on Record
Deed Sale	May 14, 2015 · Amount on Record
Prior Sale	Aug 31, 1994 · Amount on Record
Deed Document Number	2015560050
Prior Transfer Date	May 6, 2015
Prior Transfer Doc	0000560050
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	720 MIDDLE COVE DR, PLANO, TX 75023-4804
Document Number	0000826110
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 MIDDLE COVE DR PLANO TX 750234804, PLANO, TX 75023-4804

Mortgage

Document Number	0000826110
Date	Jun 26, 2017
Instrument	826110

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	720 MIDDLE COVE DR, PLANO, TX 75023-4804
Document Number	0000826100
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 MIDDLE COVE DR PLANO TX 750234804, PLANO, TX 75023-4804

Mortgage

Document Number	0000826100
Date	Jun 26, 2017
Instrument	826100

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$620.00 Homeowner's exemption	$341,166 (+2.72%) Land $90,000 Building $251,166	$341,166 (+2.72%) Land $90,000 Building $251,166
2024	$620.00 (-69.77%)
2023		$332,148 Land $90,000 Building $242,148	$332,148 Land $90,000 Building $242,148
2022	$2,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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