725 Manatee Ave, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 725 Manatee Ave, Holmes Beach, FL 34217

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,187 sqft · built 1977
Lot Size	2.98 acres (130,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (May 2026)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`74005-1055-3`

Property Details

APN / Parcel Number

Primary APN	`74005-1055-3`
Alternative APN	`3416287400510553`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,187 sqft Living Area
Gross Area	1,595 sqft
1st Floor Area	1,187 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1996
Architectural Style	Low Rise
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	130,043 sqft
View / Lot	Pool
Porch	Screened Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	725 MANATEE AVE
City	HOLMES BEACH
State	FL
Zip	34217-1989
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	HB_R-3
Legal Description	UNIT 23 BLDG 2 WESTBAY COVE SOUTH CONDO PI#74005.1055/3
Legal Range	16E
Legal Township	34S
Legal Section	28
Legal Subdivision	WESTBAY COVE SOUTH
Legal Tract	07400502
Legal Block	2
Legal Lot Number	23
Legal Unit	23
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1002
Census Tract	1701

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 FAWN PATH DR, CAMDEN WYOMING, DE 19934-1713
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2021	Warranty Deed, Transfer WR TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	202654251
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 12, 2026
Property Address	725 MANATEE AVE, HOLMES BEACH, FL 34217-1989
Document Number	0000054251
Instrument Date	May 11, 2026
Instrument	202654251
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	160 FAWN PATH DR, CAMDEN WYOMING, DE 19934-1713

Mortgage

Document Number	0000054252,
Date	May 12, 2026
Instrument	202654252

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 17, 2021
Property Address	725 MANATEE AVE, HOLMES BEACH, FL 34217-1989
Document Number	0041123994
Map Reference	MB 814 PG 384
Instrument Date	Sep 14, 2021
Instrument	202141123994
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	WR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4340 LANGPORT RD, COLUMBUS, OH 43220-4221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 SAINT ALBANS LOOP, LAKE MARY, FL 32746-1979

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,276 (+163.01%) Building $344,276	$344,276 (+163.01%) Building $344,276
2025	$2,457.00 (-69.21%)	$130,900 (-74.55%) Building $130,900	$130,900 (-74.55%) Building $130,900
2024	$7,981.00 (+6.86%)
2023	$7,469.00 (+17.86%)	$514,250 (+34.18%) Building $514,250	$514,250 (+34.18%) Building $514,250
2022	$6,337.00	$383,250 Building $383,250	$383,250 Building $383,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	530 units insured incl. 311 condo units
Nearby Flood Claims	387 (1982–2024)
Claims Outside the SFHA	3 of 387
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 231 claims Tropical Storm Josephine, Oct 1996 · 11 claims Hurricane Elena, Sep 1985 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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