725 E Monroe Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 725 E Monroe Ave, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,099 sqft · built 1960
Lot Size0.642 acres (27,974 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Jun 2018)
Tax Bill$11,586 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24M-64-0532

Property Details

APN / Parcel Number

Primary APN24M-64-0532

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,099 sqft Living Area
1st Floor Area2,107 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2021
Architectural StyleRanch
Construction TypeFrame
Foundation TypeRaised
Lot Area27,974 sqft (0.642 acres)
Lot Dimensions197 ft deep x 142 ft wide
Garage TypeDetached
Garage Area748 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area279 sqft
Patio Area180 sqft
Poultry House48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address725 E MONROE AVE
CitySAINT LOUIS
StateMO
Zip63122-6321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code41R-2
Legal DescriptionOAKLAND TERRACE BLK 4 LOT 12 & PTS 7-8- 11 24M640303 12 5 74
Legal SubdivisionOAKLAND TERRACE BLK 4 LOT 12 & PTS 7-8-
Legal Block4
Legal Lot Number12
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group4
Census Block4009
Census Tract221900

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address725 E MONROE AVE, SAINT LOUIS, MO 63122-6321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FCB BANKS
Jun 19, 2018Warranty Deed, Transfer
FCB BANKS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2018 · Amount on Record
Deed SaleJun 19, 2018 · Amount on Record
Prior SaleJul 19, 2004 · Amount on Record
Deed Document Number2018357
Deed Book / Page23074 / 1650
Prior Transfer DateJun 25, 2004
Prior Transfer Doc0159800324
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address725 E MONROE AVE, SAINT LOUIS, MO 63122-6321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORNTIC ST LOUIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0239023313
DateJan 29, 2020
Book Page23902/3313
Instrument2020012900617
Lender
NameFCB BANKS
TypeBank
AddressCOLLINSVILLE, IL 62234
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJun 19, 2018
Property Address725 E MONROE AVE, SAINT LOUIS, MO 63122-6321
Document Number0230741650
Book / Page023074 / 001650
Instrument DateJun 14, 2018
Instrument357
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyOLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address725 E MONROC AVE ST LOUIS MO 63122, ST LOUIS, MO 63122

Mortgage

Document Number230741653
DateJun 19, 2018
Book Page023074/001653
Instrument358
Lender
NameFCB BANKS
Address12000 TESSON FERRY RD, ST LOUIS, MO 63128-1646
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityOakland City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$216,950 (-) Land $77,580 Building $139,370$1,141,800 (-) Land $408,300 Building $733,500
2025$11,586.00 (+12.26%)$216,950 (+24.41%) Land $77,580 Building $139,370$1,141,800 (+24.41%) Land $408,300 Building $733,500
2024$10,321.00 (+1.55%)
2023$10,163.00 (+30.48%)$174,390 (+51.72%) Land $55,390 Building $119,000$917,800 (+51.73%) Land $291,500 Building $626,300
2022$7,789.00$114,940 Land $58,030 Building $56,910
2021$604,900 Land $305,400 Building $299,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims13 (1979–2022)
Claims Outside the SFHA6 of 13
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Wisper ISP.

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