712 E Monroe Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 712 E Monroe Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,446 sqft · built 1961
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,000 (Dec 2019)
Tax Bill	$8,509 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`24M-64-0143`

Property Details

APN / Parcel Number

Primary APN	`24M-64-0143`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,446 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,102 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	516 sqft
Balcony Area	26 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	712 E MONROE AVE
City	SAINT LOUIS
State	MO
Zip	63122-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	GRAY OAKS LOT 1
Legal Subdivision	GRAY OAKS
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	4
Census Block	4010
Census Tract	221900

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS OF ST LOUIS
Dec 10, 2019	Quit Claim Deed, Transfer INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON
Dec 10, 2019	Grant Deed, Transfer MORTGAGE SOLUTIONS/ST LOUIS
May 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU
Jan 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Document Number	2019489
Deed Book / Page	23826 / 2233
Prior Transfer Date	Jan 9, 2019
Prior Transfer Doc	02335002711
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322

Mortgage

Document Number	2025121000411
Date	Dec 10, 2025
Instrument	2025121000411

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 E MONROE AVE, SAINT LOUIS, MO 63122

Mortgage

Document Number	2023031300474
Date	Mar 13, 2023
Instrument	2023031300474

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	GATEWAY TITLE COMPANY, GATEWAY TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322

Mortgage

Document Number	0251462269
Date	Oct 1, 2021
Book Page	25146/2269
Instrument	2021100101495

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	GATEWAY TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322

Mortgage

Document Number	0243285007
Date	Sep 17, 2020
Book Page	24328/5007
Instrument	2020091700339

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 10, 2019
Property Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Document Number	0238262231
Book / Page	023826 / 002231
Instrument Date	Dec 2, 2019
Instrument	488
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	420 S KIRKWOOD RD #240 ST LOUIS MO 631226193, 240, ST LOUIS, MO 63122-6193

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 10, 2019
Property Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Document Number	0238262233
Book / Page	023826 / 002233
Instrument Date	Dec 2, 2019
Instrument	489
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	712 E MONROE AVE ST LOUIS MO 631226322, ST LOUIS, MO 63122-6322

Mortgage

Document Number	238262236
Date	Dec 10, 2019
Book Page	023826/002236
Instrument	490

Lender

Name	MORTGAGE SOLUTIONS/ST LOUIS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63119

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Document Number	0235781369
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	712 E MONROE AVE ST LOUIS MO 631226322, ST LOUIS, MO 63122-6322

Mortgage

Document Number	0235781369
Date	Jun 21, 2019
Book Page	023578/001369
Instrument	242

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2034

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 9, 2019
Property Address	712 E MONROE AVE, SAINT LOUIS, MO 63122-6322
Document Number	0233502711
Book / Page	023350 / 002711
Instrument Date	Jan 9, 2019
Instrument	584
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	712 E MONROE AVE ST LOUIS MO 631226322, ST LOUIS, MO 63122-6322

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Oakland City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,200 (-) Land $60,970 Building $98,230	$837,900 (-) Land $320,900 Building $517,000
2025	$8,509.00 (+13.17%)	$159,200 (+36.96%) Land $60,970 Building $98,230	$837,900 (+36.96%) Land $320,900 Building $517,000
2024	$7,519.00 (+10.85%)
2023	$6,783.00 (+1.21%)	$116,240 (+17.53%) Land $43,530 Building $72,710	$611,800 (+17.54%) Land $229,100 Building $382,700
2022	$6,702.00	$98,900 Land $39,900 Building $59,000
2021			$520,500 Land $210,000 Building $310,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	13 (1979–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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