Contra Costa County property record for 725 Camino Ricardo, Moraga, CA 94556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,063 sqft · built 1965 |
| Lot Size | 0.644 acres (28,050 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,303 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-351-003-9 |
| Primary APN | 255-351-003-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,063 sqft Living Area |
| 1st Floor Area | 2,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 28,050 sqft (0.644 acres) |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 725 CAMINO RICARDO |
|---|---|
| City | MORAGA |
| State | CA |
| Zip | 94556-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | TRACT 3145 LOT 13 |
| Legal Subdivision | SUBDIVISION 3145 |
| Legal Tract | 3145 |
| Legal Lot Number | 13 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 352201 |
725 Camino Ricardo is owned and occupied by two individuals who acquired it in May 2022.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 725 CAMINO RICARDO, MORAGA, CA 94556-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 1, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 27, 2022 |
| Transfer Doc | 0000107998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 725 CAMINO RICARDO, MORAGA, CA 94556-1328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 725 CAMINO RICARDO, MORAGA, CA 94556-1328 |
| Document Number | 0000291872 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020-291872 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 1, 2022 |
| Property Address | 725 CAMINO RICARDO, MORAGA, CA 94556-1328 |
| Document Number | 0000107998 |
| Map Reference | MB 94 PG 8 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-107998 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 725 CAMINO RICARDO, MORAGA, CA 94556-1328 |
The 2025 property tax bill for 725 Camino Ricardo was $10,303.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Moraga Town |
| Secondary School District | Acalanes Union High School District (09 - 12) |
| Elementary School District | Moraga Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $813,985 (+2%) Land $439,604 Building $374,381 | |
| 2025 | $10,303.00 Homeowner's exemption | $798,026 Land $430,985 Building $367,041 |
| 2023 | $10,036.00 (+1.55%) Homeowner's exemption | $767,040 Land $414,250 Building $352,790 |
| 2022 | $9,883.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 725 Camino Ricardo in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1982–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 Camino Ricardo is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Etheric Networks, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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