705 Camino Ricardo, Moraga, CA 94556 Property Records

Contra Costa County property record for 705 Camino Ricardo, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,205 sqft · built 1967
Lot Size	0.528 acres (23,000 sqft)
Owner	Trust Name on File
Tax Bill	$7,269 (2025)
Deeds & Mortgages	Oct 2019 Transfer Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-351-006-2`

Property Details

APN / Parcel Number

Primary APN	`255-351-006-2`
Alternative APN	`255-351-006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,205 sqft Living Area
1st Floor Area	2,205 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	23,000 sqft (0.528 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	705 CAMINO RICARDO
City	MORAGA
State	CA
Zip	94556-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 3145 16
Legal Subdivision	SUBDIVISION 3145
Legal Tract	3145
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	352201

Owner

705 Camino Ricardo is owner-occupied and held in a trust since October 2019.

Source: Contra Costa County records, as of August 13, 2026

Owner of Record	Trust Name on File
Mailing Address	705 CAMINO RICARDO, MORAGA, CA 94556-1328
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 9, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 4, 2019
Transfer Doc	0000175975
Record Updated	Sep 20, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 16, 2019
Property Address	705 CAMINO RICARDO, MORAGA, CA 94556-1328
Document Number	0000175975
Instrument Date	Oct 4, 2019
Instrument	175975
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	705 CAMINO RICARDO MORAGA CA 945561328, MORAGA, CA 94556-1328

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 9, 2019
Property Address	705 CAMINO RICARDO, MORAGA, CA 94556-1328
Document Number	0000170374
Map Reference	MB 94 PG 8
Instrument Date	Oct 2, 2019
Instrument	2019-170374
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CAMINO RICARDO, MORAGA, CA 94556-1328

Mortgage

Document Number	0000170375
Date	Oct 9, 2019
Instrument	2019-170375

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 9, 2019
Property Address	705 CAMINO RICARDO, MORAGA, CA 94556-1328
Document Number	0000170376
Instrument Date	Oct 2, 2019
Instrument	170376
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	705 CAMINO RICARDO MORAGA CA 945561328, MORAGA, CA 94556-1328

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 5, 2018
Property Address	705 CAMINO RICARDO, MORAGA, CA 94556-1328
Document Number	0000159252
Instrument Date	Sep 25, 2018
Instrument	159252
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	705 CAMINO RICARDO MORAGA CA 945561328, MORAGA, CA 94556-1328

Tax Assessment & Valuation

The 2025 property tax bill for 705 Camino Ricardo was $7,269 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,228 (+2%) Land $261,016 Building $246,212
2025	$7,269.00 Homeowner's exemption	$497,284 Land $255,899 Building $241,385
2023	$6,890.00 (+1.47%) Homeowner's exemption	$477,975 Land $245,963 Building $232,012
2022	$6,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 705 Camino Ricardo in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 705 Camino Ricardo is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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