Highlands County property record for 725 Bluff Hammock Rd, Lorida, FL 33857
| Property Type | Pasture |
|---|---|
| Lot Size | 41.2 acres (1,795,806 sqft) |
| Owner | Individual Name on File |
| Last Sale | $620,000 (Jun 2026) |
| Tax Bill | $113 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Line of Credit Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | C-09-35-31-A00-0020-0000 |
| Primary APN | C-09-35-31-A00-0020-0000 |
|---|
| Lot Area | 1,795,806 sqft (41.2 acres) |
|---|
| Street Address | 725 BLUFF HAMMOCK RD |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Local Zoning Code | AU |
| Legal Description | S 1/2 OF N 1/2 OF S 1/2 + N 1/2 OF S 1/2 OF S 1/2 OF SEC 9 W OF BLUFF HAMMOCK RD-LESS W 1019.46 FT 9-35-31/2 41.23 ACRES |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 09 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961000 |
725 Bluff Hammock Rd, an agricultural property, is owned by an individual who bought it in June 2026.
Source: Highlands County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17831 SW 296TH ST, HOMESTEAD, FL 33030-1825 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2026 | Warranty Deed, Transfer · Line of Credit FARM CREDIT/N FL ACA |
| Oct 5, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WAUCHULA STATE BANK |
| Jan 14, 2020 | Deed of Trust, Mortgage · Line of Credit WAUCHULA STATE BANK |
| May 25, 2017 | Warranty Deed, Transfer · Commercial Mortgage WAUCHULA STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2026 · Amount on File |
| Deed Sale | Jun 19, 2026 · Amount on File |
| Prior Sale | May 25, 2017 · Amount on File |
| Deed Document Number | 20262318117 |
| Deed Book / Page | 3199 / 1994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 725 BLUFF HAMMOCK RD, LORIDA, FL 33857 |
| Document Number | 0002318117 |
| Book / Page | 3199 / 1994 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20262318117 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17831 SW 296TH ST, HOMESTEAD, FL 33030-1825 |
| Investor | Possibly a Property Investor |
| Document Number | 0002318118, |
|---|---|
| Date | Jun 19, 2026 |
| Instrument | 20262318118 |
| Name | FARM CREDIT/N FL ACA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 725 BLUFF HAMMOCK RD, LORIDA, FL 33857 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002117680 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 2934/431 |
| Instrument | 2117680 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Sep 26, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 725 BLUFF HAMMOCK RD, LORIDA, FL 33857 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001970953 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 2732/1714 |
| Instrument | 1970953 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33872 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 13, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 25, 2017 |
| Property Address | 725 BLUFF HAMMOCK RD, LORIDA, FL 33857 |
| Document Number | 0001854211 |
| Book / Page | 2582 / 0909 |
| Instrument Date | May 22, 2017 |
| Instrument | 1854211 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | HEARTLAND TITLE INSURANCE AG |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 123, LORIDA, FL 33857-0123 |
| Name | Verified Name |
|---|---|
| Address | 6240 US HIGHWAY 98, LORIDA, FL 33857-2701 |
| Document Number | 0001854212 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 1854212 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 22, 2022 |
The 2025 property tax bill for 725 Bluff Hammock Rd was $113, down 28.5% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113.00 (-28.48%) | $8,602 (+7.92%) | $282,973 (+9.17%) Land $282,973 |
| 2024 | $158.00 (+73.63%) | $7,971 (+17.88%) Land $7,971 | $259,195 (-5.76%) |
| 2023 | $91.00 (-18.75%) | $6,762 (-16.67%) Land $6,762 | $275,047 (+1,373.52%) |
| 2022 | $112.00 | $8,115 Land $8,115 | $18,666 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 725 Bluff Hammock Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 725 Bluff Hammock Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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