Highlands County property record for 1009 Bluff Hammock Rd, Lorida, FL 33857
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,336 sqft · built 1976 |
| Lot Size | 5 acres (217,873 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $150,000 (Oct 2006) |
| Tax Bill | $2,657 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-09-35-31-A00-0100-0000 |
| Primary APN | C-09-35-31-A00-0100-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,957 sqft |
| 1st Floor Area | 1,336 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 217,873 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,118 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 368 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1009 BLUFF HAMMOCK RD |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | A 5 ACRE TRI TRACT BEING NELY PORT OF N 1/2 OF N 1/2 OF SE 1/4 OF SEC 9 NW OF MONTSDEOCA RD 9-35-31/10 5.05 ACRES |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Tract | B |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 961000 |
Source: Highlands County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1009 BLUFF HAMMOCK RD, LORIDA, FL 33857-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 2, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 23, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UMORTGAGE LLC |
| Sep 23, 2025 | Divorce Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2006 · Amount on Record |
| Deed Sale | Oct 3, 2006 · Amount on Record |
| Deed Document Number | 20061418467 |
| Deed Book / Page | 2011 / 1483 |
| Last Transfer Date | Sep 11, 2025 |
| Transfer Doc | 0002280278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 2, 2026 |
| Property Address | 1009 BLUFF HAMMOCK RD, LORIDA, FL 33857-9702 |
| Document Number | 0002301938 |
| Book / Page | 3176 / 1890 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2301938 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 BLUFF HAMMOCK RD, LORIDA, FL 33857-9702 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1009 BLUFF HAMMOCK RD, LORIDA, FL 33857-9702 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 23, 2025 |
| Property Address | 1009 BLUFF HAMMOCK RD, LORIDA, FL 33857-9702 |
| Document Number | 0002280278 |
| Book / Page | 3146 / 1088 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2280278 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7708 PINE GLEN RD, SEBRING, FL 33876-6027 |
| Name | Verified Name |
|---|---|
| Address | 1009 BLUFF HAMMOCK RD, LORIDA, FL 33857-9702 |
| Document Number | 0031461090 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 3146/1090 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 23, 2025 |
| Property Address | 1009 BLUFF HAMMOCK RD, LORIDA, FL 33857-9702 |
| Document Number | 0002280277 |
| Book / Page | 3146 / 1085 |
| Instrument Date | Apr 18, 2025 |
| Instrument | 2280277 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12311 164TH CT N, JUPITER, FL 33478-6568 |
| Name | Verified Name |
|---|---|
| Address | 1009 BLUFF HAMMOCK RD, LORIDA, FL 33857-9702 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,239 (+18.76%) Land $68,175 Building $159,064 | $227,239 (+18.76%) Land $68,175 Building $159,064 | |
| 2024 | $2,657.00 (+4.77%) | $191,349 (+3.22%) Land $45,450 Building $145,899 | $191,349 (+3.22%) Land $45,450 Building $145,899 |
| 2023 | $2,536.00 (+8.7%) | $185,376 (+15.1%) Land $45,450 Building $139,926 | $185,376 (+15.1%) Land $45,450 Building $139,926 |
| 2022 | $2,333.00 | $161,055 Land $45,450 Building $115,605 | $161,055 Land $45,450 Building $115,605 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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