725 Bakewell St, Covington, KY 41011 Property Records

Kenton County property record for 725 Bakewell St, Covington, KY 41011

Property Summary

Property Type	Other Improved
Details	built 1907
Lot Size	0.049 acres (2,115 sqft)
Owner	Company Name on File
Last Sale	$860,000 (Apr 2018)
Tax Bill	$3,345 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-43-10-014.02`

Property Details

APN / Parcel Number

Primary APN	`040-43-10-014.02`

Interior

Units	30 Units

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	2,115 sqft (0.049 acres)
Lot Dimensions	90 ft deep x 23.5 ft wide

Location & Zoning

Street Address	725 BAKEWELL ST
City	COVINGTON
State	KY
Zip	41011-1219
Property Category	Other
Property Type	Other > Other Improved
Legal Description	CHESTER & MANSFIELD BLK 39 PT LOT 12 23.5'X 90'
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	39
Legal Block	39
Legal Lot Number	12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

725 Bakewell St is owned by a company that acquired it in March 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	7912 DEE ST, CINCINNATI, OH 45243-1904
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Construction Loan · Construction Mortgage FORCHT BANK NA
Sep 21, 2020	Deed of Trust, Mortgage WEBANCO BK INC
Apr 20, 2018	Warranty Deed, Transfer · Line of Credit WATCH HILL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Feb 5, 2015 · Amount on File
Deed Document Number	201804 20 059 00185
Deed Book / Page	6394 / 154
Last Transfer Date	Mar 29, 2024
Transfer Doc	0005900137
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 1, 2024
Property Address	725 BAKEWELL ST, COVINGTON, KY 41011-1219
Document Number	0005900137
Book / Page	KC277 / 113
Instrument Date	Mar 29, 2024
Instrument	24040105900137
Transaction Type	Construction Loan
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3255 LEGACY TRCE, CINCINNATI, OH 45237-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1299 W OHIO PIKE STE E, E, AMELIA, OH 45102-1385

Mortgage

Document Number	0005900138
Date	Apr 1, 2024
Instrument	24040105900138

Lender

Name	FORCHT BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	299 Months
Due	Mar 29, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	725 BAKEWELL ST, COVINGTON, KY 41011-1219
Document Number	00M1000436
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	CENTER TITLE LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3255 LEGACY TRCE CINCINNATI OH 452371727, CINCINNATI, OH 45237-1727

Mortgage

Document Number	00M1000436
Date	Sep 22, 2020
Book Page	00M100/000436

Lender

Name	WEBANCO BK INC
Address	CINCINNATI, OH 45242

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 21, 2025

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 20, 2018
Property Address	725 BAKEWELL ST, COVINGTON, KY 41011-1219
Document Number	0000000185
Book / Page	0C6394 / 000154
Instrument Date	Mar 29, 2018
Instrument	185
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	907 MAIN ST COVINGTON KY 410112122, COVINGTON, KY 41011-2122

Mortgage

Document Number	186
Date	Apr 20, 2018
Book Page	0C6394/000158
Instrument	186

Lender

Name	WATCH HILL BK
Address	CINCINNATI, OH 45226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 19, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 725 Bakewell St was $3,345.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (+18.81%) Land $25,000 Building $275,000	$300,000 (+18.81%) Land $25,000 Building $275,000
2025	$3,345.00	$252,500 Land $25,000 Building $227,500	$252,500 Land $25,000 Building $227,500
2023	$3,363.00	$252,500 Land $25,000 Building $227,500	$252,500 Land $25,000 Building $227,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 725 Bakewell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 725 Bakewell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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