716 Bakewell St, Covington, KY 41011 Property Records

Kenton County property record for 716 Bakewell St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,392 sqft · built 1865
Lot Size	0.258 acres (11,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Feb 2010)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-43-13-001.05`

Property Details

APN / Parcel Number

Primary APN	`040-43-13-001.05`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,392 sqft Finished Area
Gross Area	2,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	11,217 sqft (0.258 acres)
Lot Dimensions	126 ft deep x 88.7 ft wide

Location & Zoning

Street Address	716 BAKEWELL ST
City	COVINGTON
State	KY
Zip	41011-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTER & MANSFIELD BLK 38 LOT 6 PT 7 88.71'X 126.46' ES BAKEWELL 149.63FT FROM 7TH 0.2575 ACS
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	38
Legal Block	38
Legal Lot Number	6,7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 BAKEWELL ST, COVINGTON, KY 41011-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2010 · Amount on Record
Deed Sale	Feb 22, 2010 · Amount on Record
Prior Sale	Feb 22, 2010 · Amount on Record
Deed Document Number	201002 22 059 00154
Deed Book / Page	4231 / 286
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	716 BAKEWELL ST, COVINGTON, KY 41011-1228
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 BAKEWELL ST, COVINGTON, KY 41011-1228

Mortgage

Document Number	0005900018
Date	Dec 1, 2023
Book Page	KCM 510/813
Instrument	23120105900018

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 22, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	716 BAKEWELL ST, COVINGTON, KY 41011-1228
Document Number	0000000205
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	716 BAKEWELL ST COVINGTON KY 410111228, COVINGTON, KY 41011-1228

Mortgage

Document Number	0000000205
Date	Dec 17, 2018
Book Page	0C6565/000085
Instrument	205

Lender

Name	CENTRAL BK
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 16, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,600 (+64.5%) Land $10,000 Building $450,600	$460,600 (+64.5%) Land $10,000 Building $450,600
2025	$3,710.00 (-0.51%)	$280,000 (-) Land $10,000 Building $270,000	$280,000 (-) Land $10,000 Building $270,000
2023	$3,729.00	$280,000 Land $10,000 Building $270,000	$280,000 Land $10,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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