Gloucester County property record for 7247 Bray Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 2012 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,350 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2017 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18998 |
| Primary APN | 18998 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,453 sqft (0.217 acres) |
| Porch | Slab |
| Deck Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7247 BRAY RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | HUDGINS SUB SEC II LOT 1A |
| Legal Subdivision | HUDGINS |
| Legal Lot Number | 1A |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 100301 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7247 BRAY RD, HAYES, VA 23072-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK |
| Nov 22, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIMELENDING |
| Dec 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Feb 25, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 19, 2019 |
| Transfer Doc | 0000000740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7247 BRAY RD, HAYES, VA 23072-3432 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7247 BRAY RD, HAYES, VA 23072-3432 |
| Document Number | 0250005411 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 250005411 |
| Name | CHESAPEAKE BANK |
|---|---|
| Type | Bank |
| Address | KILMARNOCK, VA 22482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7247 BRAY RD, HAYES, VA 23072-3432 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0170005579 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 170005579 |
| Name | PRIMELENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7247 BRAY RD, HAYES, VA 23072-3432 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | THE CLOSERS OF VIRGINIA INC |
| Name | Verified Name |
|---|
| Document Number | 0210008675 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 210008675 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Feb 25, 2019 |
| Property Address | 7247 BRAY RD, HAYES, VA 23072-3432 |
| Document Number | 0190000740 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 190000740 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7247 BRAY RD, HAYES, VA 23072-3432 |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,350.00 (+9.93%) | $231,560 (+15.69%) Land $48,680 Building $182,880 | $231,560 (+15.69%) Land $48,680 Building $182,880 |
| 2025 | $1,228.00 (+5.32%) | $200,160 (-) Land $48,680 Building $151,480 | $200,160 (-) Land $48,680 Building $151,480 |
| 2024 | $1,166.00 | $200,160 (-) Land $48,680 Building $151,480 | $200,160 (-) Land $48,680 Building $151,480 |
| 2023 | $1,166.00 (+27.15%) | $200,160 (+58.13%) Land $48,680 Building $151,480 | $200,160 (+58.13%) Land $48,680 Building $151,480 |
| 2022 | $917.00 | $126,580 Land $34,690 Building $91,890 | $126,580 Land $34,690 Building $91,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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