7199 Bray Rd, Hayes, VA 23072 Property Records

Gloucester County property record for 7199 Bray Rd, Hayes, VA 23072 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	2,478 sqft Living Area
Lot Size	36,590 sqft (0.839 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2021)
Tax Bill	$2,336.00 (2025)

Owner

Source: Gloucester County records · APN 32912

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7199 BRAY RD, HAYES, VA 23072-3433
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Doc Number	ID 2107990
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 10, 2021
Property Address	7199 BRAY RD, HAYES, VA 23072-3433
Document Number	0210007990
Instrument Date	Nov 08, 2021
Instrument	210007990
Transaction Type	Transfer
Record Updated	Nov 01, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7199 BRAY RD, HAYES, VA 23072-3433

Mortgage

Document Number	0210007991
Date	Nov 10, 2021
Instrument	210007991

Lender

Name	CARDINAL FINANCIAL COMPANY LP

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2028

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00 (+5.32%)	$380,460 (-) Land $67,390 Building $313,070	$380,460 (-) Land $67,390 Building $313,070
2024	$2,218.00	$380,460 (-) Land $67,390 Building $313,070	$380,460 (-) Land $67,390 Building $313,070
2023	$2,218.00 (+3.11%)	$380,460 (+28.2%) Land $67,390 Building $313,070	$380,460 (+28.2%) Land $67,390 Building $313,070
2022	$2,151.00	$296,780 Land $59,850 Building $236,930	$296,780 Land $59,850 Building $236,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`32912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,478 sqft Living Area
Gross Area	2,481 sqft Gross Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Raised Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	36,590 sqft (0.839 acres)
Garage Area	576 sqft Garage
Deck Area	72 sqft Deck
Porch	Enclosed Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	7199 BRAY RD
City	HAYES
State	VA
Zip	23072-3433
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HAYES PARCEL A
Legal Subdivision	PLAT: PB25 380
Jurisdiction	GLOUCESTER VA
Minor Civil Division	GLOUCESTER POINT
Census Blockgroup	4
Census Block	4004
Census Tract	100301