72453 Rancho Rd, Rancho Mirage, CA 92270 Property Records

Riverside County property record for 72453 Rancho Rd, Rancho Mirage, CA 92270

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,229 sqft · built 1946
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Trust Names on File
Last Sale	$3,960,000 (Jan 2024)
Tax Bill	$50,035 (2025)
Deeds & Mortgages	Jan 2024 Sale Apr 2023 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`682-391-014`

Property Details

APN / Parcel Number

Primary APN	`682-391-014`
Alternative APN	`618301008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,229 sqft Living Area
Gross Area	3,886 sqft
1st Floor Area	3,229 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Material	Gravel
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	72453 RANCHO RD
City	RANCHO MIRAGE
State	CA
Zip	92270-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ACRES 0.47000000 ACREAGEQUALCODE ML LOT 123 H-P MAPPLATB 020 MAPPLATP 092 SUBDIVISIONNAME RANCHO MIRAGE ANNEX
Legal Subdivision	RANCHO MIRAGE ANNEX
Legal Lot Number	123
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	3
Census Block	3020
Census Tract	45103

Owner

72453 Rancho Rd is held in a trust since January 2024.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5 SAN MARTIN WAY, CORONA DEL MAR, CA 92625-1032
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY
Apr 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Aug 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage LYDON FAMILY TRUST
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024 · Amount on File
Deed Sale	Jan 19, 2024 · Amount on File
Prior Sale	Jun 13, 2013 · Amount on File
Deed Document Number	202417966
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000469247
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 19, 2024
Property Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953
Document Number	0000017966
Map Reference	MB 20 PG 92
Instrument Date	Nov 21, 2023
Instrument	2024-0017966
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5 SAN MARTIN WAY, CORONA DEL MAR, CA 92625-1032

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953

Mortgage

Document Number	0000102122
Date	Apr 11, 2023
Instrument	2023-0102122

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953
Transaction Type	Mortgage
Record Updated	Apr 24, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953

Mortgage

Document Number	0000102123
Date	Apr 11, 2023
Instrument	2023-0102123

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953

Mortgage

Document Number	0000356204
Date	Aug 12, 2022
Instrument	2022-0356204

Lender

Name	LYDON FAMILY TRUST
Type	Private Party
Address	16959 BERNARDO CENTER DR STE 102, SAN DIEGO, CA 92128

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149909
Date	Apr 13, 2017
Instrument	2017-0149909

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jan 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000319218
Date	Jul 21, 2020
Instrument	2020-0319218

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 5, 2021
Property Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953
Document Number	0000469247
Map Reference	MB 20 PG 92
Instrument Date	Jul 26, 2021
Instrument	2021-0469247
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72453 RANCHO RD, RANCHO MIRAGE, CA 92270-4953

Tax Assessment & Valuation

The 2025 property tax bill for 72453 Rancho Rd was $50,035.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Rancho Mirage City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,119,983 (+2%) Land $1,235,995 Building $2,883,988
2025	$50,035.00	$4,039,200 Land $1,211,760 Building $2,827,440
2023	$9,721.00 (+61.21%)	$717,089 Land $130,190 Building $586,899
2022	$6,030.00
2021			$665,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 72453 Rancho Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	32 (1979–2010)
Claims Outside the SFHA	19 of 32
Most Recent Claim	Mar 2010 · rainfall accumulation
Claims by Event	Flash Flooding, Aug 1983 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72453 Rancho Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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