7245 Willowbank Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 7245 Willowbank Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,273 sqft · built 1983
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Aug 2019)
Tax Bill	$6,483 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`260-0063-029-0000`

Property Details

APN / Parcel Number

Primary APN	`260-0063-029-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,273 sqft Living Area
1st Floor Area	2,273 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Pool Area	15,710 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7245 WILLOWBANK WAY
City	CARMICHAEL
State	CA
Zip	95608-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	WILLOW ESTATES 01, LOT 12
Legal Subdivision	WILLOW ESTATES 01
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4003
Census Tract	7801

Owner

7245 Willowbank Way is owned and occupied by two individuals who bought it in August 2019.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 18, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Aug 2, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2019 · Amount on File
Deed Sale	Aug 2, 2019 · Amount on File
Deed Book / Page	20190802 / 1092
Prior Transfer Date	May 23, 2003
Prior Transfer Doc	2003001009
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642

Mortgage

Document Number	0000000529
Date	Nov 17, 2022
Instrument	2022111700529

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642

Mortgage

Document Number	0000000964
Date	May 19, 2021
Instrument	202105190964

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642

Mortgage

Document Number	5190000000964
Date	May 19, 2021
Book Page	20210519/964

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642
Document Number	2004230751
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NATIONWIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7245 WILLOWBANK WAY CARMICHAEL CA 956082642, CARMICHAEL, CA 95608-2642

Mortgage

Document Number	2004230751
Date	Apr 23, 2020
Instrument	2004230751

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 2, 2019
Property Address	7245 WILLOWBANK WAY, CARMICHAEL, CA 95608-2642
Document Number	1908021092
Instrument Date	Jul 29, 2019
Instrument	1908021092
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7245 WILLOWBANK WAY CARMICHAEL CA 956082642, CARMICHAEL, CA 95608-2642

Mortgage

Document Number	1908021093
Date	Aug 2, 2019
Instrument	1908021093

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7245 Willowbank Way was $6,483 with a homeowner's exemption, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$552,175 (+2%) Land $128,282 Building $423,893
2025	$6,483.00 (+2.17%) Homeowner's exemption	$541,349 Land $125,767 Building $415,582
2024	$6,345.00 (+1.63%)
2023	$6,243.00 (+2.06%) Homeowner's exemption	$520,330 Land $120,884 Building $399,446
2022	$6,117.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7245 Willowbank Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7245 Willowbank Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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