7232 Willowbank Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 7232 Willowbank Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,188 sqft · built 1979
Lot Size	0.188 acres (8,206 sqft)
Owner	Company Name on Record
Last Sale	$177,000 (Mar 1994)
Tax Bill	$3,657 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-0063-036-0000`

Property Details

APN / Parcel Number

Primary APN	`260-0063-036-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	2,188 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,206 sqft (0.188 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7232 WILLOWBANK WAY
City	CARMICHAEL
State	CA
Zip	95608-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	WILLOW ESTATES 02, LOT 1
Legal Subdivision	WILLOW ESTATES 02
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4003
Census Tract	7801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7232 WILLOWBANK WAY, CARMICHAEL, CA 95608-2643
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
May 25, 2021	Intrafamily Transfer, Transfer
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 1994 · Amount on Record
Deed Sale	Mar 30, 1994 · Amount on Record
Deed Book / Page	940330 / 314
Last Transfer Date	Jul 11, 2022
Transfer Doc	2022000424
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 28, 2022
Property Address	7232 WILLOWBANK WAY, CARMICHAEL, CA 95608-2643
Document Number	0000000424
Map Reference	MB 122 MAP 4
Instrument Date	Jul 11, 2022
Instrument	2022072800424
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7232 WILLOWBANK WAY, CARMICHAEL, CA 95608-2643

Mortgage

Document Number	0000000425
Date	Jul 28, 2022
Instrument	2022072800425

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 25, 2021
Property Address	7232 WILLOWBANK WAY, CARMICHAEL, CA 95608-2643
Document Number	0000000338
Map Reference	MB 122 MAP 4
Instrument Date	May 17, 2021
Instrument	202105250338
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7232 WILLOWBANK WAY, CARMICHAEL, CA 95608-2643

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7232 WILLOWBANK WAY, CARMICHAEL, CA 95608-2643
Document Number	2008111622
Instrument Date	Aug 3, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7232 WILLOWBANK WAY CARMICHAEL CA 956082643, CARMICHAEL, CA 95608-2643

Mortgage

Document Number	2008111622
Date	Aug 11, 2020
Instrument	2008111622

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,475 (+2%) Land $104,000 Building $202,475
2025	$3,657.00 (+2.12%)	$300,466 (+4.04%) Land $101,961 Building $198,505
2024	$3,581.00 (+1.62%)
2023	$3,524.00 (+2.03%)	$288,800 Land $98,002 Building $190,798
2022	$3,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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