Henderson County property record for 7245 Swann Ln, Robards, KY 42452
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1985 |
| Lot Size | 11.5 acres (502,857 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,000 (Dec 2019) |
| Tax Bill | $1,949 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Jun 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80-57 |
| Primary APN | 80-57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Finished Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 502,857 sqft (11.5 acres) |
| Lot Width | 324 ft Width |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 46167 |
|---|---|
| Street Address | 7245 SWANN LN |
| City | ROBARDS |
| State | KY |
| Zip | 42452-9785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SINGLE FAMILY - 12.003 AC |
| Legal Subdivision | PAUL F BOWLEY |
| Legal Lot Number | 1 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20800 |
7245 Swann Ln is owned and occupied by two individuals who bought it in December 2019.
Source: Henderson County records, as of November 25, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7245 SWANN LN, ROBARDS, KY 42452-9785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Jun 17, 2024 | Deed, Transfer |
| Dec 12, 2019 | Cash Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on File |
| Deed Sale | Dec 12, 2019 · Amount on File |
| Deed Document Number | 201913742 |
| Deed Book / Page | 641 / 150 |
| Prior Transfer Date | Sep 16, 2010 |
| Prior Transfer Doc | 000578/109 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 7245 SWANN LN, ROBARDS, KY 42452-9785 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT1272/209 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | MT 1272/209 |
| Instrument | 2018010752 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 30, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jun 17, 2024 |
| Property Address | 7245 SWANN LN, ROBARDS, KY 42452-9785 |
| Document Number | 0RE676/264 |
| Book / Page | RE676 / 264 |
| Map Reference | MB 9 PG 326 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024005251 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 9851 US HIGHWAY 41 S, HENDERSON, KY 42420-8315 |
| Name | Verified Name |
|---|---|
| Address | 9851 US HIGHWAY 41 S, HENDERSON, KY 42420-8315 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Dec 12, 2019 |
| Property Address | 7245 SWANN LN, ROBARDS, KY 42452-9785 |
| Document Number | RE0641/150 |
| Book / Page | RE 0641 / 150 |
| Map Reference | MB 9 PG 325-A |
| Instrument Date | Dec 4, 2019 |
| Instrument | 2019013742 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $174.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7245 SWANN LN, ROBARDS, KY 42452-9785 |
| Name | Verified Name |
|---|---|
| Address | 7245 SWANN LN, ROBARDS, KY 42452-9785 |
The 2025 property tax bill for 7245 Swann Ln was $1,949.
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,949.00 | $170,800 | $170,800 |
| 2023 | $1,951.00 | $169,600 | $169,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7245 Swann Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7245 Swann Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
May also be available: Verizon, Watch TV.
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