7296 Swann Ln, Robards, KY 42452 Property Records

Henderson County property record for 7296 Swann Ln, Robards, KY 42452

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,128 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Oct 2023)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-61.2`

Property Details

APN / Parcel Number

Primary APN	`80-61.2`
Alternative APNs	`39766` `52687`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Finished Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Driveway	Gravel Driveway
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	52687
Street Address	7296 SWANN LN
City	ROBARDS
State	KY
Zip	42452-9785
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	DOUBLEWIDE
Legal Subdivision	TOM GIVENS
Legal Lot Number	2
Jurisdiction	HENDERSON KY
Township / Civil Division	HEBBARDSVILLE-ROBARDS
Census Block Group	1
Census Block	1015
Census Tract	20800

Owner

Source: Henderson County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7296 SWANN LN, ROBARDS, KY 42452-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 3, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	20239040
Deed Book / Page	670 / 558
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Oct 15, 2026
Property Address	7296 SWANN LN, ROBARDS, KY 42452-9785
Document Number	0000010668
Book / Page	1517 / 536
Instrument Date	Oct 6, 2026
Instrument	202610668
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7296 SWANN LN, ROBARDS, KY 42452-9785

Mortgage

Document Number	0000010668,
Date	Oct 15, 2026
Book Page	1517/536
Instrument	202610668

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	7296 SWANN LN, ROBARDS, KY 42452-9785
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ROBERT LN, MADISONVILLE, KY 42431-8023

Mortgage

Document Number	MT1428/889
Date	Oct 3, 2023
Book Page	MT1428/889
Instrument	2023009041

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	7296 SWANN LN, ROBARDS, KY 42452-9785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7296 SWANN LN, ROBARDS, KY 42452-9785

Mortgage

Document Number	MT1328/199
Date	Sep 18, 2020
Book Page	MT 1328/199
Instrument	2020009731

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00 (+99.53%)	$186,000 (+106.67%)	$186,000 (+106.67%)
2023	$1,061.00	$90,000	$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Verizon, Watch TV.

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