7245 S Ryan St, Seattle, WA 98178 Property Records

King County property record for 7245 S Ryan St, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 2,360 sqft · built 1955
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on File
Last Sale	$195,830 (Aug 2019)
Tax Bill	$9,569 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`405880-0480`

Property Details

APN / Parcel Number

Primary APN	`405880-0480`
Alternative APN	`405880048005`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Building Area	2,360 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,360 sqft
Basement Area	1,010 sqft
Finished Basement	1,000 sqft
Unfinished Basement	10 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,600 sqft (0.175 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880048005
Street Address	7245 S RYAN ST
City	SEATTLE
State	WA
Zip	98178-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 23 PLAT LOT: 3
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	23
Legal Lot Number	3
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1003
Census Tract	26001

Owner

7245 S Ryan St is owned and occupied by two individuals who acquired it in October 2023.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7245 S RYAN ST, SEATTLE, WA 98178-2619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC
Jun 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage ASCENT CAPITAL FUND III LLC
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit VELOCITY COM'L CAP
Aug 29, 2019	Quit Claim Deed, Transfer · Commercial Mortgage INTRUST FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Deed Document Number	201948
Last Transfer Date	Oct 16, 2023
Transfer Doc	0000000043
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WA
Recording Date	Oct 19, 2023
Property Address	7245 S RYAN ST, SEATTLE, WA 98178-2619
Document Number	0000000043
Map Reference	VOL 32 PG 37-40
Instrument Date	Oct 16, 2023
Instrument	20231019000043
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 S RYAN ST, SEATTLE, WA 98178-2619

Mortgage

Document Number	0000000044
Date	Oct 19, 2023
Instrument	20231019000044

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	7245 S RYAN ST, SEATTLE, WA 98178-2619
Transaction Type	Mortgage
Record Updated	Jul 7, 2022
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9626 55TH AVE S, SEATTLE, WA 98118-5707

Mortgage

Document Number	0000000097
Date	Jun 27, 2022
Instrument	20220627000097

Lender

Name	ASCENT CAPITAL FUND III LLC
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	18 Months
Due	Dec 1, 2023

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	7245 S RYAN ST, SEATTLE, WA 98178-2619
Document Number	0000001423
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9626 55TH AVE S SEATTLE WA 981185707, SEATTLE, WA 98118-5707

Mortgage

Document Number	0000001423
Date	Feb 24, 2020
Instrument	202002241423

Lender

Name	VELOCITY COM'L CAP
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Aug 29, 2019
Property Address	7245 S RYAN ST, SEATTLE, WA 98178-2619
Document Number	0000000048
Map Reference	VOL 32 PG 37-40
Instrument Date	Aug 26, 2019
Instrument	20190829000048
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,490.78
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7245 S RYAN ST, SEATTLE, WA 98178-2619

Mortgage

Document Number	0000000049
Date	Aug 29, 2019
Instrument	20190829000049

Lender

Name	INTRUST FUNDING LLC
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7245 S Ryan St was $9,569.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,569.00
2025		$799,000 (-2.68%) Land $488,000 Building $311,000	$799,000 (-2.68%) Land $488,000 Building $311,000
2024	$9,299.00	$821,000 Land $514,000 Building $307,000	$821,000 Land $514,000 Building $307,000
2022	$17,781.00	$851,000 Land $365,000 Building $486,000	$851,000 Land $365,000 Building $486,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7245 S Ryan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7245 S Ryan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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