Oneida County and Westmoreland Town property record for 7245 E Carter Rd, Rome, NY 13440 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,772 sqft Living Area |
| Lot Size | 141,570 sqft (3.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $170,000 (2003) |
| Tax Bill | $8,885.00 (2025) |
| Primary APN | 12190.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,772 sqft Living Area |
| 1st Floor | 1,540 sqft 1st Floor |
| 2nd Floor | 1,232 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 141,570 sqft (3.25 acres) |
| Lot Width | 140 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Canopy Area | 220 sqft Canopy |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 12190.2 |
|---|---|
| Street Address | 7245 E CARTER RD |
| City | ROME |
| State | NY |
| Zip | 13440 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INC. 289.000-2-25.3 |
| Legal Block | 2 |
| Legal Lot Number | 25.002 |
| Jurisdiction | ONEIDA NY |
| Minor Civil Division | WESTMORELAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 23000 |
Source: Oneida County and Westmoreland Town records · APN 12190.2
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7245 E CARTER RD, WESTMORELAND, NY 13490-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST SOURCE FEDERAL CREDIT UNION |
| Mar 08, 2019 | Deed of Trust, Mortgage · Balloon Payment FIRST SOURCE FEDERAL CREDIT UNION |
| Dec 03, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance FIRST SOURCE FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2003 · Amount on Record |
| Deed Sale | Jun 23, 2003 · Amount on Record |
| Prior Sale | Oct 09, 1998 |
| Deed Book / Page | 2003 / 14786 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 7245 E CARTER RD, ROME, NY 13440 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001188 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 2017-001188 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 7245 E CARTER RD, ROME, NY 13440 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002884 |
|---|---|
| Date | Mar 08, 2019 |
| Instrument | 2019-002884 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 7245 E CARTER RD, ROME, NY 13440 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017034 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 2020-017034 |
| Name | FIRST SOURCE FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 01, 2026 |
Source: Oneida County and Westmoreland Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Westmoreland Town |
| Unified School District | Westmoreland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,885.00 (+329.02%) | $158,300 (-) Land $13,000 Building $145,300 | $439,722 (+5.56%) Land $36,111 Building $403,611 |
| 2023 | $158,300 (-) Land $13,000 Building $145,300 | $416,579 (+13.16%) Land $34,211 Building $382,368 | |
| 2022 | $2,071.00 Homeowner's exemption | $158,300 Land $13,000 Building $145,300 | $368,140 Land $30,233 Building $337,907 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures