Oneida County and Westmoreland Town property record for 7241 E Carter Rd, Rome, NY 13440 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1991 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,600 (Mar 2018) |
| Tax Bill | $4,557 (2025) |
| Deeds & Mortgages | Sep 2025 Refinance Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 306800 289.000-2-25.6 |
| Primary APN | 306800 289.000-2-25.6 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Lot Area | 50,965 sqft (1.17 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7241 E CARTER RD |
|---|---|
| City | ROME |
| State | NY |
| Zip | 13440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 25.006 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | WESTMORELAND |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 23000 |
Source: Oneida County and Westmoreland Town records · APN 306800 289.000-2-25.6
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7241 E CARTER RD, WESTMORELAND, NY 13490-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 09, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SOURCE FCU |
| Mar 28, 2018 | Warranty Deed, Transfer EMPOWER FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on Record |
| Deed Sale | Mar 28, 2018 · Amount on Record |
| Deed Document Number | 20184118 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 7241 E CARTER RD, ROME, NY 13440 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000011273 |
|---|---|
| Date | Sep 09, 2025 |
| Instrument | 2025-011273 |
| Name | FIRST SOURCE FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Mar 28, 2018 |
| Property Address | 7241 E CARTER RD, ROME, NY 13440 |
| Document Number | 0000004118 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 2018-004118 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $496.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 NOBLE LN, ROME, NY 13440-7840 |
| Document Number | 0000004119 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018-004119 |
| Name | EMPOWER FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jan 01, 2048 |
Source: Oneida County and Westmoreland Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Westmoreland Town |
| Unified School District | Westmoreland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,557.00 (+329.1%) | $81,200 (-) Land $11,000 Building $70,200 | $225,556 (+5.56%) Land $30,556 Building $195,000 |
| 2023 | $81,200 (-) Land $11,000 Building $70,200 | $213,684 (+13.16%) Land $28,947 Building $184,737 | |
| 2022 | $1,062.00 | $81,200 Land $11,000 Building $70,200 | $188,837 Land $25,581 Building $163,256 |
Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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