7240 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7240 Carmel St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,053 sqft · built 1956
Lot Size0.167 acres (7,280 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Oct 1998)
Tax Bill$4,718 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN799-16-044

Property Details

APN / Parcel Number

Primary APN799-16-044

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,053 sqft Living Area
1st Floor Area1,053 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,280 sqft (0.167 acres)
Lot Dimensions140 ft deep x 52 ft wide
Garage Area294 sqft
Parking Spaces1 Parking Space
Pool TypePool with Hot Tub/Spa
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address7240 CARMEL ST
CityGILROY
StateCA
Zip95020-6133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 626 BLK 2 LOT 21
Legal SubdivisionGLENVIEW TR
Legal Block2
Legal Lot Number21
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2012
Census Tract512512

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7240 CARMEL ST, GILROY, CA 95020-6133
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 1998 · Amount on Record
Deed SaleOct 14, 1998 · Amount on Record
Deed Document Number199814443212
Last Transfer DateAug 13, 2003
Transfer Doc0017279651
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7240 CARMEL ST, GILROY, CA 95020-6133
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7240 CARMEL ST, GILROY, CA 95020-6133

Mortgage

Document Number0025110341
DateSep 23, 2021
Instrument25110341
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$390,238 (+2%) Land $199,873 Building $190,365
2025$4,718.00 (+2.28%) Homeowner's exemption$382,587 (+4.04%) Land $195,954 Building $186,633
2023$4,613.00 (+1.72%) Homeowner's exemption$367,733 Land $188,346 Building $179,387
2022$4,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks.

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