7232 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7232 Carmel St, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,614 sqft · built 1956
Lot Size	0.167 acres (7,280 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Mar 2021)
Tax Bill	$11,023 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`799-16-043`

Property Details

APN / Parcel Number

Primary APN	`799-16-043`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Other
Construction Type	Wood
Lot Area	7,280 sqft (0.167 acres)
Lot Dimensions	140 ft deep x 52 ft wide
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7232 CARMEL ST
City	GILROY
State	CA
Zip	95020-6133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:GILROY
Legal Subdivision	GLENVIEW TR
Legal Block	2
Legal Lot Number	22
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2012
Census Tract	512512

Owner

Source: Santa Clara County records · APN 799-16-043

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7232 CARMEL ST, GILROY, CA 95020-6133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 30, 2021	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	May 29, 1997
Deed Document Number	24898758
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7232 CARMEL ST, GILROY, CA 95020-6133
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7232 CARMEL ST, GILROY, CA 95020-6133

Mortgage

Document Number	0025575206
Date	Dec 14, 2023
Instrument	25575206

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Apr 01, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 30, 2021
Property Address	7232 CARMEL ST, GILROY, CA 95020-6133
Document Number	0024898758
Map Reference	MB 22 PG 45
Instrument Date	Mar 22, 2021
Instrument	24898758
Transaction Type	Transfer
Record Updated	Sep 01, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7232 CARMEL ST, GILROY, CA 95020-6133

Mortgage

Document Number	0024898759
Date	Mar 30, 2021
Instrument	24898759

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$11,023.00 (+2.19%)	$893,003 (+4.04%) Land $357,201 Building $535,802
2023	$10,787.00 (+1.66%)	$858,330 Land $343,332 Building $514,998
2022	$10,611.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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