Dallas County property record for 724 S Spruce St, Buffalo, MO 65622
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,436 sqft · built 1966 |
| Lot Size | 0.305 acres (13,312 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $669 (2025) |
| Deeds & Mortgages | Jan 2017 Second Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-26-003-007-003.000 |
| Primary APN | 09-7.0-26-003-007-003.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,436 sqft Base Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,312 sqft (0.305 acres) |
| Lot Dimensions | 106 ft deep x 125 ft wide |
| Heating System | Gravity Furnace |
|---|
| Street Address | 724 S SPRUCE ST |
|---|---|
| City | BUFFALO |
| State | MO |
| Zip | 65622-8579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 45-49 INCLUSIVE BLOCK 8 OAK GROVE ADDITION; LOT SIZE: 125' X 106.5' |
| Legal Subdivision | OAK GROVE ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 45-49 |
| Jurisdiction | DALLAS MO |
| Township / Civil Division | SOUTH BENTON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 480200 |
Source: Dallas County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 724 S SPRUCE ST, BUFFALO, MO 65622-8579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ADMIRALS BANK |
| Nov 29, 2022 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Sep 8, 2021 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2022 |
| Deed Sale | Nov 29, 2022 |
| Prior Sale | Oct 19, 2016 |
| Deed Document Number | 0020223280 |
| Deed Book / Page | 2022 / 3280 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS MO |
| Property Address | 724 S SPRUCE ST, BUFFALO, MO 65622-8579 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02017/0110 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 2017/0110 |
| Instrument | 201700110 |
| Name | ADMIRALS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 27, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Nov 29, 2022 |
| Property Address | 724 S SPRUCE ST, BUFFALO, MO 65622-8579 |
| Document Number | 02022/3280 |
| Book / Page | 2022 / 3280 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 202203280 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 724 S SPRUCE ST, BUFFALO, MO 65622-8579 |
| Document Number | 02022/3281 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 2022/3281 |
| Instrument | 202203281 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Sep 8, 2021 |
| Property Address | 724 S SPRUCE ST, BUFFALO, MO 65622-8579 |
| Document Number | 02021/2611 |
| Book / Page | 2021 / 2611 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 202102611 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 724 S SPRUCE ST, BUFFALO, MO 65622-8579 |
Source: Dallas County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Dallas County |
| Municipality | Buffalo City |
| Unified School District | Dallas County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $669.00 (+6.7%) | $15,050 (+6.29%) | $79,200 (+6.31%) Land $17,100 Building $62,100 |
| 2023 | $627.00 (+2.62%) | $14,160 (-6.72%) | $74,500 (-6.76%) Land $17,100 Building $57,400 |
| 2022 | $611.00 | $15,180 | |
| 2021 | $79,900 Land $17,100 Building $62,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO PWS serves 3,462 people · EPA ID MO5010114 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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