634 S Spruce St, Buffalo, MO 65622 Property Records

Dallas County property record for 634 S Spruce St, Buffalo, MO 65622

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,442 sqft · built 1961
Lot Size0.305 acres (13,300 sqft)
OwnerCompany Name on File
Last Sale$133,000 (Jan 2026)
Tax Bill$625 (2025)
Deeds & MortgagesJan 2026 Foreclosure
Oct 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN09-7.0-26-003-003-006.000

Property Details

APN / Parcel Number

Primary APN09-7.0-26-003-003-006.000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,442 sqft Base Area
1st Floor Area1,442 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area13,300 sqft (0.305 acres)
Lot Dimensions106 ft deep x 125 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Street Address634 S SPRUCE ST
CityBUFFALO
StateMO
Zip65622-8578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 34-38 INCLUSIVE BLOCK 3 OAK GROVE ADDITION; LOT SIZE: 125' X 106.4'
Legal Range20W
Legal Township34N
Legal Section26
Legal SubdivisionOAK GROVE ADDITION
Legal Block3
Legal Lot Number34-38
JurisdictionDALLAS MO
Township / Civil DivisionSOUTH BENTON
Census Block Group3
Census Block3015
Census Tract480200

Owner

634 S Spruce St is owned by a company that bought it in January 2026.

Source: Dallas County records, as of October 19, 2026

Owner of RecordCompany Name on File
Mailing Address11988 EXIT 5 PKWY, 4, FISHERS, IN 46037-8022
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Trustee's Deed, Foreclosure
Oct 21, 2022Warranty Deed, Transfer · USDA Mortgage
GREAT SOUTHERN BANK
Aug 4, 2020Warranty Deed, Transfer · Line of Credit
BANK OF BOLIVAR
Apr 27, 2020Intrafamily Transfer, Transfer
Sep 16, 2019Beneficiary Deed, Transfer
Apr 11, 2017Warranty Deed, Transfer · Commercial Mortgage
O BANNON BANKING CO
Aug 22, 2013Warranty Deed, Transfer · VA Mortgage
OAKSTAR BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2026 · Amount on File
Deed SaleJan 16, 2026 · Amount on File
Prior SaleOct 21, 2022 · Amount on File
Deed Document Number2026133
Deed Book / Page2026 / 133
Prior Transfer DateDec 29, 2025
Prior Transfer Doc002026/133
Record UpdatedOct 29, 2026

January 2026: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDALLAS MO
Recording DateJan 16, 2026
Property Address634 S SPRUCE ST, BUFFALO, MO 65622-8578
Document Number002026/133
Book / Page2026 / 133
Instrument DateDec 29, 2025
Instrument202600133
Transaction TypeForeclosure
Record UpdatedJun 30, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11988 EXIT 5 PKWY # 4, 4, FISHERS, IN 46037-8022

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS MO
Recording DateOct 21, 2022
Property Address634 S SPRUCE ST, BUFFALO, MO 65622-8578
Document Number02022/2973
Book / Page2022 / 2973
Instrument DateOct 21, 2022
Instrument202202973
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address634 S SPRUCE ST, BUFFALO, MO 65622-8578

Mortgage

Document Number0202202974
DateOct 21, 2022
Instrument202202974
Lender
NameGREAT SOUTHERN BANK
TypeBank
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS MO
Recording DateAug 4, 2020
Property Address634 S SPRUCE ST, BUFFALO, MO 65622-8578
Document Number02020/1805
Book / Page2020 / 1805
Instrument DateJul 31, 2020
Instrument202001805
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3543 HIGHWAY RB, BOLIVAR, MO 65613-8323

Mortgage

Document Number0202001806
DateAug 4, 2020
Instrument202001806
Lender
NameBANK OF BOLIVAR
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDALLAS MO
Recording DateApr 27, 2020
Property Address634 S SPRUCE ST, BUFFALO, MO 65622-8578
Document Number002020/895
Book / Page2020 / 895
Instrument DateFeb 6, 2020
Instrument202000895
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 GRANDVIEW LN, BUFFALO, MO 65622-6521

September 2019: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionDALLAS MO
Recording DateSep 16, 2019
Property Address634 S SPRUCE ST, BUFFALO, MO 65622-8578
Document Number02019/2028
Book / Page2019 / 2028
Instrument DateSep 16, 2019
Instrument201902028
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 GRANDVIEW LN, BUFFALO, MO 65622-6521
Mail Care OfMYRON WILEY

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS MO
Recording DateApr 11, 2017
Property Address634 S SPRUCE ST, BUFFALO, MO 65622-8578
Document Number02017/0708
Book / Page2017 / 0708
Instrument DateApr 10, 2017
Instrument201700708
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 S SPRUCE ST, BUFFALO, MO 65622-8578

Mortgage

Document Number0201700709
DateApr 11, 2017
Instrument201700709
Lender
NameO BANNON BANKING CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDALLAS MO
Recording DateAug 22, 2013
Property Address634 S SPRUCE ST, BUFFALO, MO 65622-8578
Document Number02013/2005
Book / Page2013 / 2005
Instrument DateAug 21, 2013
Instrument201302005
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 S SPRUCE ST, BUFFALO, MO 65622-8578

Mortgage

Document Number0201302006
DateAug 22, 2013
Instrument201302006
Lender
NameOAKSTAR BANK
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 634 S Spruce St was $625.

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyDallas County
MunicipalityBuffalo City
Unified School DistrictDallas County R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$625.00$14,060$74,000 Land $17,100 Building $56,900
2023$586.00$13,240$69,700 Land $17,100 Building $52,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 634 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 634 S Spruce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO PWS
serves 3,462 people · EPA ID MO5010114
Water SourceGroundwater
Last State InspectionOct 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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