St. Clair County property record for 724 Ruskin Dr, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,195 sqft |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Oct 2020) |
| Tax Bill | $5,175 (2024) |
| Deeds & Mortgages | Jan 2019 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-127-0010-000 |
| Primary APN | 74-01-127-0010-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,195 sqft Living Area |
| Lot Area | 8,712 sqft (0.2 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74011270010000 |
|---|---|
| Street Address | 724 RUSKIN DR |
| City | ALGONAC |
| State | MI |
| Zip | 48001-1653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 273 & W 30' LOT 274 SUPERVISOR ROY T GILBERTS PLAT NO. 2 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 2-ALGON |
| Legal Lot Number | 273-274 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 649000 |
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 724 RUSKIN DR, ALGONAC, MI 48001-1653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Sep 22, 2020 | Warranty Deed, Transfer · Conventional with PMI MMS MTG SVCS |
| Dec 15, 2017 | Deed of Trust, Mortgage · Conventional with PMI MEMBER FIRST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Prior Sale | May 12, 2008 · Amount on Record |
| Deed Document Number | 2020024816 |
| Deed Book / Page | 5253 / 317 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 724 RUSKIN DR, ALGONAC, MI 48001-1653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050250640 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 5025/640 |
| Instrument | 2019001270 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 13, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 22, 2020 |
| Property Address | 724 RUSKIN DR, ALGONAC, MI 48001-1653 |
| Document Number | 0052530317 |
| Book / Page | 005253 / 000317 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,666.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57891 EMERALD CT WASHINGTON MI 480943141, WASHINGTON, MI 48094-3141 |
| Document Number | 52530318 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 005253/000318 |
| Name | MMS MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | FARMINGTON HILLS, MI 48331 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 724 RUSKIN DR, ALGONAC, MI 48001-1653 |
| Document Number | 0049020143 |
| Book / Page | 004902 / 000143 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 724 RUSKIN DR ALGONAC MI 480011653, ALGONAC, MI 48001-1653 |
| Document Number | 0049020143 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 004902/000143 |
| Name | MEMBER FIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49548 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 25, 2032 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,800 (+16.58%) | ||
| 2024 | $5,175.00 (+11.99%) | $327,600 (+16.58%) | |
| 2023 | $140,500 | ||
| 2022 | $4,621.00 | $281,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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