Highlands County property record for 646 Racoon Ln, Lorida, FL 33857
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,932 sqft · built 1984 |
| Lot Size | 0.264 acres (11,539 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $106,000 (Oct 2004) |
| Tax Bill | $790 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | C-29-35-31-060-0000-0730 |
| Primary APN | C-29-35-31-060-0000-0730 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| 2nd Floor Area | 512 sqft |
| Upper Floors Area | 512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Aluminum Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,539 sqft (0.264 acres) |
| Driveway | Driveway |
| Driveway Area | 240 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 380 sqft |
| Deck Area | 104 sqft |
| Patio Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 646 RACOON LN |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857-9530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | ISTOKPOGA SHORES UNIT 5 PB 8-PG 49 LOT 73 |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 29 |
| Legal Subdivision | ISTOKPOGA SHORES UNIT 5 |
| Legal Lot Number | 73 |
| Legal Unit | 5 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 646 RACOON LN, LORIDA, FL 33857-9530 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2004 · Amount on Record |
| Deed Sale | Oct 12, 2004 · Amount on Record |
| Deed Document Number | 1274298 |
| Deed Book / Page | 1795 / 1075 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,990 (+5.99%) | $139,410 (-0.75%) Land $3,750 Building $135,660 | |
| 2024 | $790.00 (+3.67%) | ||
| 2023 | $762.00 (+2.01%) Homeowner's exemption | $64,150 (+3%) | $140,470 (+16.81%) Land $3,750 Building $136,720 |
| 2022 | $747.00 Homeowner's exemption | $62,282 | $120,258 Land $3,750 Building $116,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 40.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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