724 Higgins Rd, Champaign, IL 61822 Property Records

Champaign County property record for 724 Higgins Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.125 acres (5,448 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,961 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-20-10-133-005`

Property Details

APN / Parcel Number

Primary APN	`41-20-10-133-005`

Exterior

Lot Area	5,448 sqft (0.125 acres)

Location & Zoning

Street Address	724 HIGGINS RD
City	CHAMPAIGN
State	IL
Zip	61822-7310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 641 PARKLAND RIDGE SUB NO 6
Legal Range	08E
Legal Township	19N
Legal Section	10
Legal Subdivision	PARKLAND RIDGE SUB NO 6
Legal Lot Number	641
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1024
Census Tract	902

Owner

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 HIGGINS RD, CHAMPAIGN, IL 61822-7310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Aug 24, 2020	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	724 HIGGINS RD, CHAMPAIGN, IL 61822-7310
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018091
Date	Sep 8, 2020
Instrument	2020R18091

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	724 HIGGINS RD, CHAMPAIGN, IL 61822-7310
Document Number	0000017024
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	724 HIGGINS RD CHAMPAIGN IL 618227310, CHAMPAIGN, IL 61822-7310

Mortgage

Document Number	0000017024
Date	Aug 25, 2020
Instrument	17024

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,840 (+33.56%) Land $10,290 Building $53,550	$191,520 (+33.56%) Land $30,870 Building $160,650
2024	$4,961.00 (+29.09%)
2022	$3,843.00 Homeowner's exemption	$47,800 Land $7,700 Building $40,100	$143,400 Land $23,100 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Nextlink, Pavlov Media.

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