724 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 724 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,217 sqft · built 2019
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Tax Bill	$2,987 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D029 080300201`

Property Details

APN / Parcel Number

Primary APN	`D029 080300201`
Alternative APN	`146650`

Interior

Building Area	1,217 sqft Living Area
Gross Area	1,637 sqft
1st Floor Area	1,217 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	93 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	221 sqft
Utility Building	96 sqft

Location & Zoning

Account Number	146650
Old Parcel Number	D029 080300201
Street Address	724 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0803 MOFFITT BEN A-G0803, ACRES .29
Legal Subdivision	MOFFITT BEN A-G0803
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3004
Census Tract	600

Owner

Source: Grayson County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	724 E MONTEREY ST, DENISON, TX 75021-6600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 27, 2020	Vendor's Lien, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Dec 2, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LAMAR NAT'L BK
Sep 6, 2019	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2020
Deed Sale	Mar 27, 2020
Deed Document Number	2020-7822
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	724 E MONTEREY ST, DENISON, TX 75021-6600
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033782
Date	Oct 5, 2021
Instrument	2021-00033782

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 27, 2020
Property Address	724 E MONTEREY ST, DENISON, TX 75021-6600
Document Number	0000007822
Instrument Date	Mar 27, 2020
Instrument	2020-00007822
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 E MONTEREY ST, DENISON, TX 75021-6600

Mortgage

Document Number	0000007823
Date	Mar 27, 2020
Instrument	2020-00007823

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Dec 2, 2019
Property Address	724 E MONTEREY ST, DENISON, TX 75021-6600
Instrument Date	Nov 27, 2019
Instrument	29156
Transaction Type	Construction Loan
Record Updated	Dec 18, 2019
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 S HOUSTON AVE DENISON TX 750213017, DENISON, TX 75021-3017
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029156
Date	Dec 2, 2019
Instrument	29156

Lender

Name	LAMAR NAT'L BK
Type	Bank
Address	PARIS, TX 75460

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Dec 1, 2021

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 6, 2019
Property Address	724 E MONTEREY ST, DENISON, TX 75021-6600
Document Number	0000021632
Instrument Date	Sep 5, 2019
Instrument	21632
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 S HOUSTON AVE DENISON TX 750213017, DENISON, TX 75021-3017
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,914 (-3.05%) Land $58,362 Building $222,242	$280,604 (-0.68%) Land $58,362 Building $222,242
2024	$2,987.00 (-23.27%)
2023		$282,519 Land $68,215 Building $214,304	$282,519 Land $68,215 Building $214,304
2022	$3,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak, Nextlink, TekWav.

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