620 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 620 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 1930
Lot Size	0.238 acres (10,402 sqft)
Owner	Individual on Record
Tax Bill	$2,847 (2024)
Deeds & Mortgages	Jan 2021 Transfer Mar 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3007055`

Property Details

APN / Parcel Number

Primary APN	`D029 3007055`
Alternative APN	`146739`

Interior

Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Lot Area	10,402 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Porch	Open Porch
Porch Area	531 sqft
Utility Building	360 sqft

Location & Zoning

Account Number	146739
Old Parcel Number	D029 3007055
Street Address	620 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT, LOT 96 & 97, ACRES .2388
Legal Subdivision	BELMONT
Legal Lot Number	96,97 97
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1015
Census Tract	600

Owner

Source: Grayson County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Correction Deed OTHER
Mar 20, 2020	Deed of Trust, Mortgage JUDY A MILLER
Dec 2, 2019	Deed in Lieu of Foreclosure, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Dec 2, 2019	Deed in Lieu of Foreclosure, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Aug 20, 2019	Trustee's Deed, Construction Loan · Construction Mortgage WILCOXON GROUP INC
Jul 8, 2019	Loan Modification, Mortgage CHRISTINE WILCOXON
May 6, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CHRISTINE WILCOXON
Oct 31, 2018	Loan Modification, Mortgage LATONNA MGMT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020
Deed Sale	Mar 20, 2020
Deed Document Number	2021-1284
Record Updated	Jun 8, 2026

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	GRAYSON TX
Recording Date	Jan 13, 2021
Property Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Document Number	0000001284
Instrument Date	Mar 20, 2020
Instrument	1284
Record Updated	Jan 29, 2021
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E MONTEREY ST DENISON TX 750216462, DENISON, TX 75021-6462

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Document Number	0000001989
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E MONTEREY ST DENISON TX 750216462, DENISON, TX 75021-6462

Mortgage

Document Number	0000001989
Date	Jan 20, 2021
Instrument	1989

Lender

Name	JUDY A MILLER
Address	6800 WEISKOPF AVE # 200, MCKINNEY, TX 75070-8487

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

December 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GRAYSON TX
Recording Date	Dec 2, 2019
Property Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Document Number	0000029049
Instrument Date	Nov 19, 2019
Instrument	29049
Transaction Type	Foreclosure
Record Updated	Dec 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 LAKESIDE DR COLLEYVILLE TX 760344530, COLLEYVILLE, TX 76034-4530

December 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GRAYSON TX
Recording Date	Dec 2, 2019
Property Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Document Number	0000029049
Instrument Date	Nov 19, 2019
Instrument	29049
Transaction Type	Foreclosure
Record Updated	Nov 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 LAKESIDE DR COLLEYVILLE TX 760344530, COLLEYVILLE, TX 76034-4530

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 20, 2019
Property Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Instrument Date	Aug 8, 2019
Instrument	19991
Transaction Type	Construction Loan
Record Updated	Sep 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2825 HIGH POINTE BLVD MCKINNEY TX 750712627, MCKINNEY, TX 75071-2627

Mortgage

Document Number	0000019991
Date	Aug 20, 2019
Instrument	19991

Lender

Name	WILCOXON GROUP INC
Address	4700 LAKESIDE DR, COLLEYVILLE, TX 76034-4530

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2020

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Document Number	0000017790
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2825 HIGH POINTE BLVD MCKINNEY TX 750712627, MCKINNEY, TX 75071-2627

Mortgage

Document Number	0000017790
Date	Jul 26, 2019
Instrument	17790

Lender

Name	CHRISTINE WILCOXON
Address	4700 LAKESIDE DR, COLLEYVILLE, TX 76034-4530

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 25, 2020

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	May 6, 2019
Property Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Instrument Date	May 6, 2019
Instrument	10328
Transaction Type	Construction Loan
Record Updated	May 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2825 HIGH POINTE BLVD MCKINNEY TX 750712627, MCKINNEY, TX 75071-2627

Mortgage

Document Number	0000010328
Date	May 6, 2019
Instrument	10328

Lender

Name	CHRISTINE WILCOXON
Address	4700 LAKESIDE DR, COLLEYVILLE, TX 76034-4530

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 5, 2020

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	620 E MONTEREY ST, DENISON, TX 75021-6462
Document Number	0000000345
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3901 ST JAMES CT COLLEYVILLE TX 760344658, COLLEYVILLE, TX 76034-4658

Mortgage

Document Number	0000000345
Date	Jan 7, 2019
Instrument	345

Lender

Name	LATONNA MGMT INC
Address	3901 ST JAMES CT, COLLEYVILLE, TX 76034-4658

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,151 (-10.71%) Land $48,776 Building $74,375	$123,151 (-10.71%) Land $48,776 Building $74,375
2024	$2,847.00 (+36.22%)
2023		$137,919 Land $64,064 Building $73,855	$137,919 Land $64,064 Building $73,855
2022	$2,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak, Nextlink, TekWav.

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