724 Clover Pl, Biloxi, MS 39532 Property Records

Harrison County property record for 724 Clover Pl, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,660 sqft · built 2003
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2020)
Tax Bill	$2,484 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1109I-01-004.076`

Property Details

APN / Parcel Number

Primary APN	`1109I-01-004.076`
Alternative APN	`122655`

Interior

Full Baths	1 Bath
Building Area	2,660 sqft Adjusted Area
1st Floor Area	2,429 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	122655
Street Address	724 CLOVER PL
City	BILOXI
State	MS
Zip	39532-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 THE OAKS SUBD PH 3 SEC 15/37-7-10
Legal Range	10
Legal Township	07
Legal Section	15
Legal Subdivision	THE OAKS SUBD PH 3
Legal Phase	3
Legal Lot Number	76
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	3313

Owner

724 Clover Pl is owned and occupied by an individual who bought it in June 2020.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	724 CLOVER PL, BILOXI, MS 39532-4110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Jun 19, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Deed Document Number	2020-0002100-D-J2
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	724 CLOVER PL, BILOXI, MS 39532-4110
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200002019TJ2
Date	Jun 22, 2020
Instrument	2020-0002019-T-J2

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 19, 2020
Property Address	724 CLOVER PL, BILOXI, MS 39532-4110
Document Number	20200002100DJ2
Map Reference	PB 18 PG 8
Instrument Date	Jun 5, 2020
Instrument	2020-0002100-D-J2
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6919 WASHINGTON AVEC, 6919, OCEAN SPRINGS, MS 39564

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	724 CLOVER PL, BILOXI, MS 39532-4110

Tax Assessment & Valuation

The 2025 property tax bill for 724 Clover Pl was $2,484 with exemptions applied, up 4.8% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,484.00 (+4.77%) Homeowner's exemption Disabled Person's exemption	$24,913	$249,126 Land $57,500 Building $191,626
2024	$2,371.00 (+2.2%)
2023	$2,320.00 Homeowner's exemption Disabled Person's exemption	$23,872	$238,723 Land $57,500 Building $181,223
2022	$2,320.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 724 Clover Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 724 Clover Pl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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