717 Clover Pl, Biloxi, MS 39532 Property Records

Harrison County property record for 717 Clover Pl, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,135 sqft · built 2006
Lot Size	0.259 acres (11,321 sqft)
Owner	2 Individual Names on File
Last Sale	$525,350 (Jun 2026)
Tax Bill	$3,389 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2024 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`1109I-01-004.080`

Property Details

APN / Parcel Number

Primary APN	`1109I-01-004.080`
Alternative APN	`122659`

Interior

Full Baths	2 Baths
Building Area	3,135 sqft Adjusted Area
1st Floor Area	2,836 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,321 sqft (0.259 acres)
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	717 CLOVER PL
City	BILOXI
State	MS
Zip	39532-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 THE OAKS SUBD PH 3 SEC 15/37-7-10
Legal Range	10W
Legal Township	07S
Legal Section	15
Legal Subdivision	THE OAKS SUBD PH 3
Legal Phase	3
Legal Block	E
Legal Lot Number	80
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	3313

Owner

717 Clover Pl is owned and occupied by two individuals who bought it in June 2026.

Source: Harrison County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1850 POPPS FERRY RD, Q1701, BILOXI, MS 39532-2046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2017	Deed of Trust, Mortgage KEESLER FCU
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit KEESLER FCU
Dec 23, 2013	Deed of Trust, Mortgage THE PEOPLES BANK BILOXI MISSISSIPPI
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Dec 23, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on File
Deed Sale	Jun 3, 2026 · Amount on File
Prior Sale	Dec 23, 2013 · Amount on File
Deed Document Number	20263367
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	717 CLOVER PL, BILOXI, MS 39532-4113
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170000579TJ2
Date	Feb 23, 2017
Instrument	2017-0000579-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Amount	Amount on Record
Term	109 Months
Due	Mar 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	717 CLOVER PL, BILOXI, MS 39532-4113
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 CLOVER PL, BILOXI, MS 39532-4113

Mortgage

Document Number	20240000168TJ2
Date	Jan 10, 2024
Instrument	2024-0000168-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union
Address	BILOXI, MS 39531

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 3, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	717 CLOVER PL, BILOXI, MS 39532-4113
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 CLOVER PL, BILOXI, MS 39532-4113

Mortgage

Document Number	20130004536TJ2
Date	Dec 23, 2013
Instrument	20130004536TJ2

Lender

Name	THE PEOPLES BANK BILOXI MISSISSIPPI
Address	BILOXI, MS 39533

Agreement

Amount	Amount on Record
Term	86 Months
Due	Feb 6, 2021

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 3, 2026
Property Address	717 CLOVER PL, BILOXI, MS 39532-4113
Document Number	0000003367
Instrument Date	May 29, 2026
Instrument	20263367
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	PILGRIM TITLE, PILGER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000003368,
Date	Jun 3, 2026
Instrument	20263368

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	Jun 3, 2026
Property Address	717 CLOVER PL, BILOXI, MS 39532-4113
Document Number	0000003368
Instrument Date	May 29, 2026
Instrument	20263368
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PILGRIM TITLE, PILGER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 REUNION PLACE CIR, BILOXI, MS 39532-4682

Mortgage

Document Number	0000003368,
Date	Jun 3, 2026
Instrument	20263368

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 23, 2013
Property Address	717 CLOVER PL, BILOXI, MS 39532-4113
Document Number	20130003554DJ2
Instrument Date	Dec 23, 2013
Instrument	20130003554DJ2
Transaction Type	Transfer
Record Updated	Jun 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1428, BILOXI, MS 39533-1428

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	717 CLOVER PL, BILOXI, MS 39532-4113

Tax Assessment & Valuation

The 2025 property tax bill for 717 Clover Pl was $3,389 with exemptions applied, up 5.4% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,389.00 (+5.41%) Homeowner's exemption Disabled Person's exemption	$33,012	$330,120 Land $57,500 Building $272,620
2024	$3,215.00 (+2.03%)
2023	$3,151.00 Homeowner's exemption Disabled Person's exemption	$31,440	$314,404 Land $57,500 Building $256,904
2022	$3,151.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 717 Clover Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2020–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 Clover Pl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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