720 Charmwood Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 720 Charmwood Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,667 sqft · built 1995
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Jan 2015)
Tax Bill$2,984 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN136805-1380

Property Details

APN / Parcel Number

Primary APN136805-1380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,667 sqft Living Area
Gross Area2,108 sqft
1st Floor Area1,667 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area360 sqft
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address720 CHARMWOOD DR
CitySAINT AUGUSTINE
StateFL
Zip32086-5085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description25/45-57 OAKBROOK SUBD LOT 138 OR3973/1751
Legal Range29E
Legal Township08S
Legal Section01
Legal SubdivisionOAKBROOK
Legal Block3
Legal Lot Number138
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3005
Census Tract21301

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address720 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2015 · Amount on Record
Deed SaleJan 8, 2015 · Amount on Record
Prior SaleJul 12, 2001 · Amount on Record
Deed Document Number2015994
Deed Book / Page3973 / 1751
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address720 CHARMWOOD DR, SAINT AUGUSTINE, FL 32086-5085
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053530627
DateAug 26, 2021
Book Page5353/627
Instrument2021094391
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,900 (+2.7%)$427,215 (-2.32%) Land $164,000 Building $263,215
2025$2,984.00 (+13.5%) Homeowner's exemption$235,540 (+5.99%)$437,341 (+13.69%) Land $133,000 Building $304,341
2024$2,629.00 (+2.1%)
2023$2,575.00 (+3.25%) Homeowner's exemption$222,235 (+3%)$384,684 (+9.3%) Land $142,000 Building $242,684
2022$2,494.00 Homeowner's exemption$215,762$351,953 Land $118,720 Building $233,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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