Cooke County property record for 724 Chaparral Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,586 sqft · built 2009 |
| Lot Size | 5.26 acres (229,126 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,007 (2025) |
| Deeds & Mortgages | Apr 2021 Reverse Mortgage Apr 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0901-065-00007 |
| Primary APN | 0901-065-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,586 sqft Living Area |
| Gross Area | 6,142 sqft |
| 1st Floor Area | 2,586 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 229,126 sqft (5.26 acres) |
| Garage Type | Detached |
| Garage Area | 1,196 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 1,149 sqft |
| Deck Area | 502 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0901-065-00007 |
|---|---|
| Street Address | 724 CHAPARRAL DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-0530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADLER H 0901 ACRES 5.26 724 CHAPARRAL |
| Legal Subdivision | SADLER H |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 200 |
Source: Cooke County records · APN 0901-065-00007
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 724 CHAPARRAL DR, GAINESVILLE, TX 76240-0530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Apr 05, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Dec 21, 2009 | Correction Deed |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 16, 2009 |
| Transfer Doc | 1670/587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 724 CHAPARRAL DR, GAINESVILLE, TX 76240-0530 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 724 CHAPARRAL DR, GAINESVILLE, TX 76240-0530 |
| Document Number | 002409/531 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 2409/531 |
| Instrument | 2021-02831 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.72% |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 724 CHAPARRAL DR, GAINESVILLE, TX 76240-0530 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 724 CHAPARRAL DR, GAINESVILLE, TX 76240-0530 |
| Document Number | 2409/531 |
|---|---|
| Date | Apr 05, 2021 |
| Book Page | 2409/531 |
| Instrument | 2021-02831 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.72% |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Dec 21, 2009 |
| Property Address | 724 CHAPARRAL DR, GAINESVILLE, TX 76240-0530 |
| Document Number | 001670/587 |
| Book / Page | 1670 / 587 |
| Instrument Date | Dec 16, 2009 |
| Instrument | 00008175 |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 724 CHAPARRAL DR, GAINESVILLE, TX 76240-0530 |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,007.00 (-18.15%) Homeowner's exemption Senior Citizen's exemption | $597,193 (+21%) Land $148,132 Building $487,655 | $635,787 (+11.36%) Land $148,132 Building $487,655 |
| 2024 | $2,452.00 (-42.62%) | ||
| 2023 | $493,548 Land $105,969 Building $464,961 | $570,930 Land $105,969 Building $464,961 | |
| 2022 | $4,273.00 |
Source: FEMA National Flood Hazard Layer as of April 26, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | High above 76% of the US · above 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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