1156 Chaparral Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1156 Chaparral Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,819 sqft · built 1985
Lot Size	1 acres (43,808 sqft)
Owner	Individual Name on File
Last Sale	$521,300 (Mar 2016)
Tax Bill	$15,218 (2026)
Deeds & Mortgages	Mar 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7712-020-0001B`

Property Details

APN / Parcel Number

Primary APN	`7712-020-0001B`
Alternative APN	`12964`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,819 sqft Living Area
Gross Area	6,724 sqft
1st Floor Area	2,160 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,808 sqft (1 acres)
Garage Type	Mixed
Garage Area	428 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	714 sqft
Deck Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7712-020-0001B
Street Address	1156 CHAPARRAL DR
City	GAINESVILLE
State	TX
Zip	76240-0520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS; LOT 1 B PT; SEC 20
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	1
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2084
Census Tract	200

Owner

1156 Chaparral Dr is owned by an individual who bought it in March 2016.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2600 POLO LN, PLANO, TX 75093-4772
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2016 · Amount on File
Deed Sale	Mar 14, 2016 · Amount on File
Deed Document Number	201664005
Deed Book / Page	2058 / 370
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	2058/370
Record Updated	Oct 29, 2026

March 2016: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Mar 14, 2016
Property Address	1156 CHAPARRAL DR, GAINESVILLE, TX 76240-0520
Document Number	002058/370
Book / Page	2058 / 370
Map Reference	CAB B SL 213
Instrument Date	Mar 11, 2016
Instrument	2016-64005
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 POLO LN, PLANO, TX 75093-4772

Mortgage

Document Number	0201664006
Date	Mar 14, 2016
Instrument	2016-64006

Lender

Name	FEARON FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 1156 Chaparral Dr was $15,218, up 1% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,218.00 (+1.04%)	$1,283,666 (+1.03%) Land $473,331 Building $810,335	$1,283,666 (+1.03%) Land $473,331 Building $810,335
2025	$15,062.00 (+5.03%)	$1,270,558 Land $460,223 Building $810,335	$1,270,558 Land $460,223 Building $810,335
2024	$14,340.00
2023		$1,023,081 Land $326,197 Building $696,884	$1,023,081 Land $326,197 Building $696,884
2022	$14,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1156 Chaparral Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1156 Chaparral Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
Starlink Satellite	280 / 30
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Chaparral Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures