704 Barnes Mill Rd, Richmond, KY 40475 Property Records

Madison County property record for 704 Barnes Mill Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,593 sqft
Lot Size	0.328 acres (14,291 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R002-0009-0001`

Property Details

APN / Parcel Number

Primary APN	`R002-0009-0001`
Alternative APNs	`101448` `138692` `68703`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,593 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	14,291 sqft (0.328 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	68703
Street Address	704 BARNES MILL RD
City	RICHMOND
State	KY
Zip	40475-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWAY HGTS LOT 1 & 2 BLK J
Legal Subdivision	GREENWAY HGTS
Legal Block	J
Legal Lot Number	1,2
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3001
Census Tract	10601

Owner

Source: Madison County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	600 APRICOT DR, RICHMOND, KY 40475-8684
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 15, 2020	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Aug 28, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 16, 2026
Property Address	704 BARNES MILL RD, RICHMOND, KY 40475-3514
Document Number	0014356122
Book / Page	884 / 217
Instrument Date	Jun 15, 2026
Instrument	202614356122
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	600 APRICOT DR, RICHMOND, KY 40475-8684

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	704 BARNES MILL RD, RICHMOND, KY 40475-3514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01978/288
Date	Sep 15, 2020
Book Page	M01978/288
Instrument	2014020307

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	704 BARNES MILL RD, RICHMOND, KY 40475-3514
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2013963901
Date	Aug 28, 2017
Book Page	M01761/444
Instrument	2013963901

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	Richmond, KY 40475

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 8, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00 (+40.18%) Homeowner's exemption	$162,000 (+29.91%)	$162,000 (+29.91%)
2023	$759.00 (-7.33%) Homeowner's exemption	$124,700 (-)	$124,700 (-)
2022	$819.00 Homeowner's exemption	$124,700	$124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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