724 3rd St, Chipley, FL 32428 Property Records

Washington County property record for 724 3rd St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,964 sqft · built 1895
Lot Size0.909 acres (39,639 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Feb 2020)
Tax Bill$5,284 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Nov 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN000016650000

Property Details

APN / Parcel Number

Primary APN000016650000
Alternative APN
  • 16650000

Interior

Full Baths3 Baths
Building Area2,964 sqft Heated Area
Gross Area5,033 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1995
Exterior MaterialShingles
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,639 sqft (0.909 acres)
Lot Width260 ft Width
Garage TypeCarport
CarportCarport
PorchEnclosed Porch
Porch Area1,027 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000016650000
Street Address724 3RD ST
CityCHIPLEY
StateFL
Zip32428-1817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 4 13 BLK 31,LESS 72' OFF N.END,26' OFF N1/2 OF BLK 30,N1/2 OF SW1/4, ORB 1168 P 906
Legal Range13W
Legal Township04N
Legal Section04
Legal SubdivisionLW MORDT
Legal Block31
Legal Lot Number0000
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group2
Census Block2029
Census Tract970103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the South Third Street Historic District
listed 1989 · 16 contributing resources · NRIS 89000045

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address636 W WALNUT ST, LANCASTER, PA 17603-3335
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2020Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY SOUTH CU
Nov 21, 2019Warranty Deed, Transfer
NOT AVAILABLE
Feb 19, 2018Warranty Deed, Transfer · Conventional Mortgage
MICHALE J P & PATRICIA D LAWMAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2020 · Amount on Record
Deed SaleFeb 5, 2020 · Amount on Record
Prior SaleJul 26, 2001 · Amount on Record
Deed Document Number202067001096
Deed Book / Page1168 / 906
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 5, 2020
Property Address724 3RD ST, CHIPLEY, FL 32428-1817
Document Number0067001096
Book / Page1168 / 906
Instrument DateJan 29, 2020
Instrument202067001096
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyTAMPA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 W WALNUT ST, LANCASTER, PA 17603-3335

Mortgage

Document Number0000000908
DateFeb 5, 2020
Instrument1168/0908
Lender
NameCOMMUNITY SOUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateNov 21, 2019
Property Address724 3RD ST, CHIPLEY, FL 32428-1817
Document Number0067009226
Book / Page001162 / 000296
Instrument DateOct 8, 2019
Instrument67009226
Transaction TypeTransfer
Record UpdatedFeb 21, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1201 NRIVER HILLS DR TEMPLE TERRACE FL 33617, TEMPLE TERRACE, FL 33617

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 19, 2018
Property Address724 3RD ST, CHIPLEY, FL 32428-1817
Document Number0067001114
Book / Page001110 / 000834
Instrument DateFeb 16, 2018
Instrument67001114
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanyPRECISION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address724 3RD ST CHIPLEY FL 324281817, CHIPLEY, FL 32428-1817

Mortgage

Document Number67001115
DateFeb 19, 2018
Book Page001110/000836
Instrument67001115
Lender
NameMICHALE J P & PATRICIA D LAWMAN
Address1201 N RIVERHILLS DR, TEMPLE TERRACE, FL 33617-4245
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 18, 2033

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,284.00 (+1.28%)$253,433 (-6.15%) Land $39,000 Building $214,433$253,433 (-6.15%) Land $39,000 Building $214,433
2024$5,217.00 (+10.46%)$270,052 (+11.76%) Land $32,500 Building $237,552$270,052 (+11.76%) Land $32,500 Building $237,552
2023$4,723.00 (+9.35%)$241,642 (+9.73%) Land $32,500 Building $209,142$241,642 (+9.73%) Land $32,500 Building $209,142
2022$4,319.00$220,212 Land $30,160 Building $190,052$220,212 Land $30,160 Building $190,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (2002–2020)
Claims Outside the SFHA6 of 7
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
AT&T
Fixed Wireless
100 / 20

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