Washington County property record for 720 3rd St, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,982 sqft · built 1913 |
| Lot Size | 0.495 acres (21,605 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $66,000 (Aug 1995) |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000016660000 |
| Primary APN | 000016660000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,982 sqft Heated Area |
| Gross Area | 5,267 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,605 sqft (0.495 acres) |
| Lot Width | 140 ft Width |
| Porch | Open Porch |
| Porch Area | 385 sqft |
| Patio Area | 900 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000016660000 |
|---|---|
| Street Address | 720 3RD ST |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 4 13 ORB 271 P 612 N. 72' OF BLK 31, S. 10' OF BLK 32 IN N1/2 OF SW1/4. |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 04 |
| Legal Block | 31-32 |
| Legal Lot Number | 0000 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 970103 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Third Street Historic District listed 1989 · 16 contributing resources · NRIS 89000045 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 720 3RD ST, CHIPLEY, FL 32428-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1995 · Amount on Record |
| Deed Sale | Aug 1, 1995 · Amount on Record |
| Deed Document Number | 0000271612 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 720 3RD ST, CHIPLEY, FL 32428-1817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 720 3RD ST, CHIPLEY, FL 32428-1817 |
| Document Number | 0067008973 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 1356/435 |
| Instrument | 202567008973 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 10, 2035 |
| Change Frequency | Monthly |
|---|
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Chipley City |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,365.00 (+6.56%) Homeowner's exemption | $109,645 (+2.9%) | $240,333 (+8.02%) Land $26,600 Building $213,733 |
| 2024 | $1,281.00 (+4.06%) Homeowner's exemption | $106,555 (+3%) | $222,495 (+14.75%) Land $21,000 Building $201,495 |
| 2023 | $1,231.00 (+4.59%) Homeowner's exemption | $103,451 (+3%) | $193,888 (+11.35%) Land $21,000 Building $172,888 |
| 2022 | $1,177.00 Homeowner's exemption | $100,438 | $174,118 Land $16,240 Building $157,878 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2002–2020) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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