724 28th St, Rockford, IL 61108 Property Records

Winnebago County property record for 724 28th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,098 sqft · built 1945
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Company Names on Record
Last Sale	$195,500 (Apr 2026)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`174D013A`

Property Details

APN / Parcel Number

Primary APN	`174D013A`
Alternative APN	`1230403004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	158 ft deep x 100 ft wide
Garage Type	Basement
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	724 28TH ST
City	ROCKFORD
State	IL
Zip	61108-3650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1ST TWIN SISTERS HGTS SUB PT SE1/4 SEC30-44-2 LOTS 12 & 13
Legal Subdivision	1ST TWIN SISTERS HGTS SUB
Legal Lot Number	12,13
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	6
Census Block	6010
Census Tract	1500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	716 N 3RD ST, ROCHELLE, IL 61068-1662
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 30, 2023	Warranty Deed, Transfer · FHA Mortgage NORTHWEST BANK ROCKFORD
Sep 6, 2022	Quit Claim Deed, Transfer Quitclaim
May 3, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 25, 2022	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Jul 2, 2025 · Amount on Record
Deed Document Number	20268878
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 13, 2026
Property Address	724 28TH ST, ROCKFORD, IL 61108-3650
Document Number	0000008878
Instrument Date	Mar 27, 2026
Instrument	2026.8878
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$29,618.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	716 N 3RD ST, ROCHELLE, IL 61068-1662

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 30, 2023
Property Address	724 28TH ST, ROCKFORD, IL 61108-3650
Document Number	0000011599
Map Reference	BK20 PG17
Instrument Date	May 26, 2023
Instrument	2311599
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	724 28TH ST, ROCKFORD, IL 61108-3650

Mortgage

Document Number	0000011600
Date	May 30, 2023
Instrument	2311600

Lender

Name	NORTHWEST BANK ROCKFORD
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 6, 2022
Property Address	724 28TH ST, ROCKFORD, IL 61108-3650
Document Number	0000027600
Map Reference	BK20 PG17
Instrument Date	Sep 1, 2022
Instrument	2227600
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3730 CORBRIDGE CT, ROCKFORD, IL 61107-3570
Investor	Possibly a Property Investor

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 3, 2022
Property Address	724 28TH ST, ROCKFORD, IL 61108-3650
Document Number	0000014168
Map Reference	BK20 PG17
Instrument Date	Apr 26, 2022
Instrument	2214168
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 E STATE ST, 425, ROCKFORD, IL 61104-1014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N WYMAN ST APT 1ST, ROCKFORD, IL 61101-1114

March 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 25, 2022
Property Address	724 28TH ST, ROCKFORD, IL 61108-3650
Document Number	0000009393
Map Reference	BK20 PG 17
Instrument Date	Mar 24, 2022
Instrument	2209393
Transaction Type	Foreclosure
Record Updated	Apr 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E STATE ST, ROCKFORD, IL 61104-1014

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,019.00 (+5.97%)	$40,194 (+11.43%) Land $11,584 Building $28,610	$120,582 (+11.43%) Land $34,752 Building $85,830
2024	$2,849.00	$36,071 (+25.56%) Land $10,396 Building $25,675	$108,213 (+25.56%) Land $31,188 Building $77,025
2022		$28,727 Land $8,193 Building $20,534	$86,181 Land $24,579 Building $61,602

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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