723 28th St, Rockford, IL 61108 Property Records

Winnebago County property record for 723 28th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,782 sqft · built 1944
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Feb 2022)
Tax Bill	$4,611 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-30-402-017`

Property Details

APN / Parcel Number

Primary APN	`12-30-402-017`
Alternative APNs	`1230402030` `174D066`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	891 sqft
Basement Area	891 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	139 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	174D066
Street Address	723 28TH ST
City	ROCKFORD
State	IL
Zip	61108-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2ND TWIN SISTER HGTS SUB PT SE1/4 SEC30-44-2 SLY 15 FT LT 37 & ALL LT 36
Legal Subdivision	2ND TWIN SISTER HGTS SUB
Legal Lot Number	37,36
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	6
Census Block	6009
Census Tract	1500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 28TH ST, ROCKFORD, IL 61108-3649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage HUD
Feb 1, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Deed Document Number	20223317
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	723 28TH ST, ROCKFORD, IL 61108-3649
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032622
Date	Oct 26, 2022
Instrument	2232622

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 1, 2022
Property Address	723 28TH ST, ROCKFORD, IL 61108-3649
Document Number	0000003317
Map Reference	BK20 PG 9
Instrument Date	Jan 24, 2022
Instrument	2203317
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 28TH ST, ROCKFORD, IL 61108-3649

Mortgage

Document Number	0000003318
Date	Feb 1, 2022
Instrument	2203318

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 31, 2017
Property Address	723 28TH ST, ROCKFORD, IL 61108-3649
Document Number	0001026735
Instrument Date	Aug 29, 2017
Instrument	1026735
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 28TH ST ROCKFORD IL 611083649, ROCKFORD, IL 61108-3649

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,611.00	$58,234 (+45.56%) Land $7,160 Building $51,074	$174,702 (+45.56%) Land $21,480 Building $153,222
2022		$40,008 Land $3,896 Building $36,112	$120,024 Land $11,688 Building $108,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	20 (1978–2024)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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