7237 Sharp Reef Rd, Pensacola, FL 32507 Property Records

Escambia County property record for 7237 Sharp Reef Rd, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,721 sqft · built 1990
Lot Size	0.348 acres (15,202 sqft)
Owner	Company Name on File
Tax Bill	$10,302 (2024)
Deeds & Mortgages	Jan 2025 Sale Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-3S-32-1301-000-003`

Property Details

APN / Parcel Number

Primary APN	`32-3S-32-1301-000-003`
Alternative APN	`104598410`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	3,721 sqft Adjusted Area
1st Floor Area	520 sqft
Upper Floors Area	2,579 sqft
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	15,202 sqft (0.348 acres)
Garage Type	Unfinished
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	104598410
Old Parcel Number	104598410
Street Address	7237 SHARP REEF RD
City	PENSACOLA
State	FL
Zip	32507-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR-PK
Legal Description	LT 3 PERDIDO KEY COVES UNIT 2 PB 10 P 46 OR 9331 P 1842
Legal Range	32W
Legal Township	03S
Legal Section	32
Legal Subdivision	PERDIDO KEY COVES UNIT #2 PART OF PARCEL
Legal Block	3
Legal Lot Number	3
Legal Unit	2
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2003
Census Tract	2602

Owner

Source: Escambia County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 181747, DALLAS, TX 75218-8747
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 4, 2024	Warranty Deed, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2025
Deed Sale	Jun 13, 2025
Prior Sale	Mar 6, 2025
Deed Document Number	2025043894
Deed Book / Page	9331 / 1842
Record Updated	Jun 8, 2026

January 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jan 8, 2025
Property Address	7237 SHARP REEF RD, PENSACOLA, FL 32507-9423
Document Number	0092541107
Book / Page	9254 / 1107
Map Reference	MB 10 PG 46
Instrument Date	Dec 17, 2024
Instrument	2025002086
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 181747, DALLAS, TX 75218-8747

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 4, 2024
Property Address	7237 SHARP REEF RD, PENSACOLA, FL 32507-9423
Document Number	0091110286
Book / Page	9111 / 286
Map Reference	MB 7 PG 26
Instrument Date	Feb 29, 2024
Instrument	2024015587
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 TERPSICHORE ST, NEW ORLEANS, LA 70130-4227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9105 LARCHWOOD DR, DALLAS, TX 75238-2707

Mortgage

Document Number	0009111288
Date	Mar 4, 2024
Instrument	9111/288

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 29, 2021
Property Address	7237 SHARP REEF RD, PENSACOLA, FL 32507-9423
Document Number	0086700531
Book / Page	8670 / 531
Map Reference	MB 7 PG 26
Instrument Date	Nov 12, 2021
Instrument	2021129443
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 ETHEL WINGATE DR UNIT 406, 154, PENSACOLA, FL 32507-8186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 SHARP REEF RD, PENSACOLA, FL 32507-9423

Mortgage

Document Number	0008670533
Date	Nov 29, 2021
Instrument	8670/533

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$800,462 (+1.73%)	$800,462 (+1.73%) Land $200,000 Building $600,462
2024	$10,302.00 (+270.84%)	$786,868 (+293.43%)	$786,868 (+293.43%) Land $200,000 Building $586,868
2023	$2,778.00 (-69.28%)	$200,000 (-69.96%)	$200,000 (-69.96%) Land $200,000
2022	$9,044.00	$665,740	$665,740 Land $200,000 Building $465,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 427 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,576 units insured incl. 1,149 condo units
Nearby Flood Claims	1,082 (1979–2021)
Claims Outside the SFHA	28 of 1,082
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 162 claims Hurricane Frances, Sep 2004 · 515 claims Hurricane Georges, Oct 1998 · 177 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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