Escambia County property record for 7228 Sharp Reef Rd, Pensacola, FL 32507 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 6 Baths |
| Year Built | Built 2012 |
| Square Footage | 3,104 sqft Living Area |
| Lot Size | 12,576 sqft (0.289 acres) |
| Garage | Attached, 632 sqft |
| Last Sale | $925,000 (2018) |
| Tax Bill | $12,927.00 (2024) |
| Primary APN | 32-3S-32-1100-000-063 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Building Area | 3,104 sqft Living Area |
| Gross Area | 3,736 sqft Gross Area |
| 1st Floor | 490 sqft 1st Floor |
| Upper Floors | 2,614 sqft Upper Floors |
| Stories | 3 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,576 sqft (0.289 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 632 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 604 sqft Patio |
| Porch Area | 2,318 sqft Porch |
| Boat Access | Boat Access |
| Utility Building | 25 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 104598320 |
|---|---|
| Street Address | 7228 SHARP REEF RD |
| City | PENSACOLA |
| State | FL |
| Zip | 32507-9422 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 63 PERDIDO KEY COVES UNIT NO 1 PB 7 P 26 OR 7971 P 277 |
| Legal Range | 32W |
| Legal Township | 03S |
| Legal Section | 32 |
| Legal Subdivision | PERDIDO KEY COVES UNIT #1 |
| Legal Block | 63 |
| Legal Lot Number | 63 |
| Jurisdiction | ESCAMBIA FL |
| Minor Civil Division | PENSACOLA |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 2602 |
Source: Escambia County records · APN 32-3S-32-1100-000-063
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 E LAKE RD, HATTIESBURG, MS 39402-7707 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 17, 2018 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Sep 21, 2018 | Warranty Deed, Transfer FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Prior Sale | Apr 04, 2016 · Amount on Record |
| Deed Doc Number | 201875963 |
| Deed Book / Page | 7971 / 277 |
| Prior Transfer Date | Jun 15, 2006 |
| Prior Transfer Doc | 0059321973 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 7228 SHARP REEF RD, PENSACOLA, FL 32507-9422 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 36 SOUTH PT, HATTIESBURG, MS 39402-9539 |
| Document Number | 0087470076 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 8747/76 |
| Instrument | 2022029283 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 7228 SHARP REEF RD, PENSACOLA, FL 32507-9422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0079340673 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 7934/0673 |
| Instrument | 2018056063 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Mar 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Sep 21, 2018 |
| Property Address | 7228 SHARP REEF RD, PENSACOLA, FL 32507-9422 |
| Document Number | 0079710277 |
| Book / Page | 007971 / 000277 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 75963 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2018 |
| Title Company | COASTAL LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 36 SOUTH PT HATTIESBURG MS 394029539, HATTIESBURG, MS 39402-9539 |
| Document Number | 79710279 |
|---|---|
| Date | Sep 21, 2018 |
| Book Page | 007971/000279 |
| Instrument | 75964 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 20, 2033 |
Source: Escambia County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144,017 (+35.44%) Land $350,000 Building $794,017 | $1,144,017 (+13.88%) Land $350,000 Building $794,017 | |
| 2024 | $12,927.00 (+6.38%) | ||
| 2023 | $12,152.00 (+8.06%) | $844,691 (-8.78%) | $1,004,614 (+8.49%) Land $255,000 Building $749,614 |
| 2022 | $11,246.00 | $926,007 | $926,007 Land $255,000 Building $671,007 |
Source: FEMA National Flood Hazard Layer, Escambia County (12033C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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